This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.76% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 881 | 617 |
| 2 | 50,881 | 897 | 628 |
| 3 | 51,778 | 912 | 639 |
| 4 | 52,690 | 928 | 650 |
| 5 | 53,618 | 945 | 661 |
| 6 | 54,563 | 961 | 673 |
| 7 | 55,524 | 978 | 685 |
| 8 | 56,503 | 996 | 697 |
| 9 | 57,498 | 1,013 | 709 |
| 10 | 58,511 | 1,031 | 722 |
| 11 | 59,542 | 1,049 | 734 |
| 12 | 60,592 | 1,068 | 747 |
| 13 | 61,659 | 1,086 | 761 |
| 14 | 62,746 | 1,106 | 774 |
| 15 | 63,851 | 1,125 | 788 |
| 16 | 64,976 | 1,145 | 801 |
| 17 | 66,121 | 1,165 | 816 |
| 18 | 67,286 | 1,186 | 830 |
| 19 | 68,472 | 1,206 | 845 |
| 20 | 69,678 | 1,228 | 859 |
| TOTAL | $20,906 | $14,634 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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