Compare Savings vs. CDs
Comparison of Deposit Account from BUILDING TRADES with 0.84% - November 2025


Long-Term Analysis of BUILDING TRADES with 0.84% APY and BUILDING TRADES with 0.94% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.84%
    -
    $50,000
    48 Month
    Credit Union
    1.03x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.84%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 420 294
    2 50,420 424 296
    3 50,844 427 299
    4 51,271 431 301
    5 51,701 434 304
    6 52,136 438 307
    7 52,574 442 309
    8 53,015 445 312
    9 53,460 449 314
    10 53,910 453 317
    11 54,362 457 320
    12 54,819 460 322
    13 55,279 464 325
    14 55,744 468 328
    15 56,212 472 331
    16 56,684 476 333
    17 57,160 480 336
    18 57,641 484 339
    19 58,125 488 342
    20 58,613 492 345
    TOTAL $9,105 $6,374
  • 2
    LOCAL CD
    0.94%
    -
    $50,000
    48 Month
    Credit Union
    1.15x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    0.94%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 470 329
    2 50,470 474 332
    3 50,944 479 335
    4 51,423 483 338
    5 51,907 488 342
    6 52,395 493 345
    7 52,887 497 348
    8 53,384 502 351
    9 53,886 507 355
    10 54,393 511 358
    11 54,904 516 361
    12 55,420 521 365
    13 55,941 526 368
    14 56,467 531 372
    15 56,998 536 375
    16 57,533 541 379
    17 58,074 546 382
    18 58,620 551 386
    19 59,171 556 389
    20 59,727 561 393
    TOTAL $10,289 $7,202

    All calculations are for demonstration purposes only.

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