Building Trades Federal Credit Union
Headquarters
12080 73rd Ave N
Maple Grove, MN 55369
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2024 Overview
General Credit Union Information
Building Trades is an NCUA insured institution located in Maple Grove, MN. It was founded in 1959 and has approximately $217.88 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24414 |
| Date Established | 1959 |
| Assets | $217.88 million |
| Loans | $100.59 million |
| Deposits | $191.25 million |
| Capital | $22.68 million |
Field of Membership Restrictions
Must be a member of one of the several eligible building and construction trade unions or affiliations.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.09% | $2,500 | $4,999 |
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|
|
Money Market
|
0.19% | $2,500 | $2,999 |
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|
|
Money Market
|
0.24% | $10,000 | $14,999 |
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|
|
Money Market
|
0.24% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.44% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.54% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.59% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.74% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.64% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.74% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.79% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.89% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.84% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.94% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.09% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.19% | $100,000 | $199,999 |
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|
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Building Trades
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.350% | 7.250% | 1.00 | $3,200 | $2,183 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
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NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Building Trades
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It is free to register and add rates.
Branches
Below are Building Trades branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
BUILDING TRADES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Building Trades Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Building Trades. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Building Trades | U.S. Average |
|---|---|
| 8.48% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Building Trades had $2,012,698 in non-current loans and $11,428 in owned assets. To cover these potential losses it had $22,677,187 in net worth and $1,193,597 in loans loss reserves. That gives it a Texas Ratio of 8.48%.
Net Worth
| Building Trades | U.S. Average |
|---|---|
| 10.41% | 13.62% |
Building Trades FCU has a net worth of 10.41% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Building Trades
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