This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.37% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,685 | 1,180 |
| 2 | 51,685 | 1,742 | 1,219 |
| 3 | 53,427 | 1,800 | 1,260 |
| 4 | 55,227 | 1,861 | 1,303 |
| 5 | 57,088 | 1,924 | 1,347 |
| 6 | 59,012 | 1,989 | 1,392 |
| 7 | 61,001 | 2,056 | 1,439 |
| 8 | 63,057 | 2,125 | 1,488 |
| 9 | 65,182 | 2,197 | 1,538 |
| 10 | 67,378 | 2,271 | 1,589 |
| 11 | 69,649 | 2,347 | 1,643 |
| 12 | 71,996 | 2,426 | 1,698 |
| 13 | 74,422 | 2,508 | 1,756 |
| 14 | 76,931 | 2,593 | 1,815 |
| 15 | 79,523 | 2,680 | 1,876 |
| 16 | 82,203 | 2,770 | 1,939 |
| 17 | 84,973 | 2,864 | 2,005 |
| 18 | 87,837 | 2,960 | 2,072 |
| 19 | 90,797 | 3,060 | 2,142 |
| 20 | 93,857 | 3,163 | 2,214 |
| TOTAL | $47,020 | $32,914 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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