Compare Savings vs. CDs
Comparison of Deposit Account from CAPSTONE with 0.80%
- September 2026
Long-Term Analysis of CAPSTONE with 0.80% APY and CHAFFEY with 0.30% APY and MTC with 2.52% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL MONEY MARKET0.80%-$50,000N.A.Credit UnionN.A.$25,000SCENARIO
Year Rate
0.80%Annual
InterestAnnual Interest
(After Tax)1 50,000 400 280 2 50,400 403 282 3 50,803 406 284 4 51,210 410 287 5 51,619 413 289 6 52,032 416 291 7 52,449 420 294 8 52,868 423 296 9 53,291 426 298 10 53,717 430 301 11 54,147 433 303 12 54,580 437 306 13 55,017 440 308 14 55,457 444 311 15 55,901 447 313 16 56,348 451 316 17 56,799 454 318 18 57,253 458 321 19 57,711 462 323 20 58,173 465 326 TOTAL $8,638 $6,047 - 2LOCAL MONEY MARKET0.30%-$50,000N.A.Credit UnionN.A.$25,000SCENARIO
Year Rate
0.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 150 105 2 50,150 150 105 3 50,300 151 106 4 50,451 151 106 5 50,603 152 106 6 50,755 152 107 7 50,907 153 107 8 51,059 153 107 9 51,213 154 108 10 51,366 154 108 11 51,520 155 108 12 51,675 155 109 13 51,830 155 109 14 51,985 156 109 15 52,141 156 109 16 52,298 157 110 17 52,455 157 110 18 52,612 158 110 19 52,770 158 111 20 52,928 159 111 TOTAL $3,087 $2,161 - 3LOCAL MONEY MARKET2.52%-$50,000N.A.Credit UnionN.A.$250,000SCENARIO
Year Rate
2.52%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,260 882 2 51,260 1,292 904 3 52,552 1,324 927 4 53,876 1,358 950 5 55,234 1,392 974 6 56,626 1,427 999 7 58,053 1,463 1,024 8 59,516 1,500 1,050 9 61,015 1,538 1,076 10 62,553 1,576 1,103 11 64,129 1,616 1,131 12 65,745 1,657 1,160 13 67,402 1,699 1,189 14 69,101 1,741 1,219 15 70,842 1,785 1,250 16 72,627 1,830 1,281 17 74,457 1,876 1,313 18 76,334 1,924 1,347 19 78,257 1,972 1,380 20 80,229 2,022 1,415 TOTAL $32,251 $22,576
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
|
|
Take your savings to the next level with our 12-month online CD special! 12-Month |
||||
|
|
4.50% |
$500 |
Learn More | |
|
Last change: ↑0.45% on April 27. |
||||
|
|
4.50% |
$500 |
Learn More | |
|
Last change: ↑0.43% on April 27. |
||||
|
|
4.50% |
$10,000 |
Learn More | |
|
Last change: ↑0.65% on August 6. |
||||
|
|
4.50% |
$10,000 |
Learn More | |
|
Last change: ↑1.20% on August 6. |
||||
