CAPSTONE

3 POLARIS WAY STE 31B
Aliso Viejo, CA 92656

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 8611
Date Established 1953
Assets $36.96 million
Loans $14.79 million
Deposits $33.25 million
Capital $3.80 million

Capstone is an NCUA insured institution located in Aliso Viejo, CA. It was founded in 1953 and has approximately $36.96 millions in assets.

Deposit Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.70% $2,000 $19,999 Learn MoreShow Less
Money Market
0.80% $20,000 $74,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.95% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.85% $1,000 - Learn MoreShow Less
6 Mo CD
0.90% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 - Learn MoreShow Less

Loan Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CAPSTONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.750% 4.750% 0.00 $0 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.542% 4.500% 0.50 $1,250 $1,267 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.565% 4.500% 0.38 $2,007 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to CAPSTONE
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Branches

Below are Capstone branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Capstone Locations

Financial Details

Capstone Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Capstone. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Capstone U.S. Average
1.13% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Capstone had $43,320 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,802,109 in net worth and $46,918 in loans loss reserves. That gives it a Texas Ratio of 1.13%.

Net Worth
Capstone U.S. Average
10.28% 13.21%

Capstone FCU has a net worth of 10.28% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Capstone

What is Capstone?

A federal credit union, registered with the NCUA under certificate #8611.
Learn more about credit unions here.

Is Capstone FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Capstone?

Please see Field of Membership information above for information on who is eligible to join.

What are Capstone's share account and share certificate rates?

Capstone's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Capstone?

Capstone has total capital of $3.80 million. Full information on Capstone's financial position is located above.

Who owns Capstone?

Credit Unions are owned by their members.

Where are Capstone branches located?

See branch locations nearby.

Are Capstone ATMs Open 24/7?

Do Capstone ATMs accept cash deposits?

Can Capstone customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Capstone have a mobile app?

Does Capstone have mobile deposit?

Does Capstone have quick pay?

How can Capstone transfer money to other banks or credit unions?

Does Capstone report to credit bureaus?

Does Capstone use Chexsystems?

Does Capstone use Equifax?

What is Capstone's toll free phone number?

What is Capstone's ACH Routing Number?

What is Capstone's SWIFT code?

Where can I find Capstone's wire transfer form?

What is the Capstone address for deposits?

What Products Does Capstone Offer

Does Capstone offer mortgages?

Compare mortgage rates here.

Does Capstone offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Capstone offer auto and RV loans?

Compare auto loan rates here.

Does Capstone offer student loans or personal loans?

Compare personal loan rates here.

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