Compare Savings vs. CDs
Comparison of Deposit Account from CENTRIC with 1.20%
- September 2026
Long-Term Analysis of CENTRIC with 1.20% APY and CENTRIC with 0.60% APY and CENTRIC with 0.28% APY and CENTRIC with 0.24% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.20%-$50,00048 MonthCredit Union1.46x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
1.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 600 420 2 50,600 607 425 3 51,207 614 430 4 51,822 622 435 5 52,444 629 441 6 53,073 637 446 7 53,710 645 451 8 54,354 652 457 9 55,007 660 462 10 55,667 668 468 11 56,335 676 473 12 57,011 684 479 13 57,695 692 485 14 58,387 701 490 15 59,088 709 496 16 59,797 718 502 17 60,514 726 508 18 61,240 735 514 19 61,975 744 521 20 62,719 753 527 TOTAL $13,472 $9,430 - 2LOCAL CD0.60%-$50,0006 MonthCredit Union1.49x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 300 210 2 50,300 302 211 3 50,602 304 213 4 50,905 305 214 5 51,211 307 215 6 51,518 309 216 7 51,827 311 218 8 52,138 313 219 9 52,451 315 220 10 52,766 317 222 11 53,082 318 223 12 53,401 320 224 13 53,721 322 226 14 54,044 324 227 15 54,368 326 228 16 54,694 328 230 17 55,022 330 231 18 55,352 332 232 19 55,684 334 234 20 56,019 336 235 TOTAL $6,355 $4,448 - 3LOCAL MONEY MARKET0.28%-$50,000N.A.Credit Union0.69x (National Avg. - 0.40%)$10,000SCENARIO
Year Rate
0.28%Annual
InterestAnnual Interest
(After Tax)1 50,000 140 98 2 50,140 140 98 3 50,280 141 99 4 50,421 141 99 5 50,562 142 99 6 50,704 142 99 7 50,846 142 100 8 50,988 143 100 9 51,131 143 100 10 51,274 144 100 11 51,418 144 101 12 51,562 144 101 13 51,706 145 101 14 51,851 145 102 15 51,996 146 102 16 52,142 146 102 17 52,288 146 102 18 52,434 147 103 19 52,581 147 103 20 52,728 148 103 TOTAL $2,876 $2,013 - 4LOCAL MONEY MARKET0.24%-$50,000N.A.Credit Union0.60x (National Avg. - 0.40%)$2,500SCENARIO
Year Rate
0.24%Annual
InterestAnnual Interest
(After Tax)1 50,000 120 84 2 50,120 120 84 3 50,240 121 84 4 50,361 121 85 5 50,482 121 85 6 50,603 121 85 7 50,724 122 85 8 50,846 122 85 9 50,968 122 86 10 51,090 123 86 11 51,213 123 86 12 51,336 123 86 13 51,459 124 86 14 51,583 124 87 15 51,706 124 87 16 51,831 124 87 17 51,955 125 87 18 52,080 125 87 19 52,205 125 88 20 52,330 126 88 TOTAL $2,456 $1,719
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
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Last change: ↑1.20% on August 6. |
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