Centric Federal Credit Union

Headquarters

213 Expo Cir
West Monroe, LA 71292
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 5.55% →
1-Year CD 0.70% 5.60% →
2-Year CD 1.00% 4.90% →
5-Year CD 1.30% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Centric is an NCUA insured institution located in West Monroe, LA. It was founded in 1937 and has approximately $367.97 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1982
Date Established 1937
Assets $367.97 million
Loans $291.77 million
Deposits $310.19 million
Capital $48.27 million
 

Field of Membership Restrictions

Membership in Centric Federal Credit Union is open to those who live, work or worship in Ouachita or Lincoln Parishes or any businesses and other legal entities located in Ouachita and Lincoln Parishes.

Deposit Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.24% $2,500 $2,999 Learn More
Money Market
0.28% $10,000 $14,999 Learn More
Money Market
0.32% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.90% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.30% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 23, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Centric

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.932% 6.750% 0.88 $6,000 $2,076 Learn More
Tomo Mortgage, LLC
NMLS ID: 2059741
6.994% 6.875% 0.63 $3,885 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375% 0.75 $2,400 $2,211 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Centric
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Centric branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Centric Locations



Climate Policy and Initiatives

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Financial Details

Centric Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Centric. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Centric U.S. Average
12.30% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Centric had $6,384,499 in non-current loans and $26,300 in owned assets. To cover these potential losses it had $48,269,843 in net worth and $3,837,309 in loans loss reserves. That gives it a Texas Ratio of 12.30%.

Net Worth
Centric U.S. Average
13.12% 13.62%

Centric FCU has a net worth of 13.12% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Centric

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