Centric

Headquarters

213 Expo Cir
West Monroe, LA 71292
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.66% →
1-Year CD 0.70% 0.67% →
2-Year CD 1.00% 0.75% →
5-Year CD 1.30% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Centric is an NCUA insured institution located in West Monroe, LA. It was founded in 1937 and has approximately $251.15 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1982
Date Established 1937
Assets $251.15 million
Loans $185.36 million
Deposits $219.97 million
Capital $23.76 million
 

Field of Membership Restrictions

Membership in Centric Federal Credit Union is open to those who live, work or worship in Ouachita or Lincoln Parishes or any businesses and other legal entities located in Ouachita and Lincoln Parishes.

Deposit Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.24% $2,500 $2,999 Learn More
Money Market
0.28% $10,000 $14,999 Learn More
Money Market
0.32% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.90% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.30% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CENTRIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

Note to CENTRIC
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Centric branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Centric Locations


Financial Details

Centric Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Centric. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Centric U.S. Average
11.38% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Centric had $2,645,769 in non-current loans and $456,367 in owned assets. To cover these potential losses it had $23,756,585 in net worth and $3,496,052 in loans loss reserves. That gives it a Texas Ratio of 11.38%.

Net Worth
Centric U.S. Average
9.45% 12.67%

Centric FCU has a net worth of 9.45% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Centric

Branches and Savings

What is Centric?

A federal credit union, registered with the NCUA under certificate #1982.
Learn more about credit unions here.

Is Centric FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Centric is insured by the NCUA.

Who can join Centric?

Please see Field of Membership information above for information on who is eligible to join.

What are Centric's share account and share certificate rates?

Centric's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Centric?

Centric has total capital of $23.76 million. Full information on Centric's financial position is located above.

Who owns Centric?

Credit Unions are owned by their members.

Where are Centric branches located?

See branch locations nearby.

Are Centric ATMs Open 24/7?

Do Centric ATMs accept cash deposits?

Can Centric customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Centric have a mobile app?

Does Centric have mobile deposit?

Does Centric have quick pay?

How can Centric transfer money to other banks or credit unions?

Does Centric report to credit bureaus?

Does Centric use Chexsystems?

Does Centric use Equifax?

What is Centric's toll free phone number?

What is Centric's ACH Routing Number?

What is Centric's SWIFT code?

Where can I find Centric's wire transfer form?

What is the Centric address for deposits?

What Products Does Centric Offer

Does Centric offer mortgages?

Compare mortgage rates here.

Does Centric offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Centric offer auto and RV loans?

Compare auto loan rates here.

Does Centric offer student loans or personal loans?

Compare personal loan rates here.

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