This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.34% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 670 | 469 |
| 2 | 50,670 | 679 | 475 |
| 3 | 51,349 | 688 | 482 |
| 4 | 52,037 | 697 | 488 |
| 5 | 52,734 | 707 | 495 |
| 6 | 53,441 | 716 | 501 |
| 7 | 54,157 | 726 | 508 |
| 8 | 54,883 | 735 | 515 |
| 9 | 55,618 | 745 | 522 |
| 10 | 56,364 | 755 | 529 |
| 11 | 57,119 | 765 | 536 |
| 12 | 57,884 | 776 | 543 |
| 13 | 58,660 | 786 | 550 |
| 14 | 59,446 | 797 | 558 |
| 15 | 60,242 | 807 | 565 |
| 16 | 61,050 | 818 | 573 |
| 17 | 61,868 | 829 | 580 |
| 18 | 62,697 | 840 | 588 |
| 19 | 63,537 | 851 | 596 |
| 20 | 64,388 | 863 | 604 |
| TOTAL | $15,251 | $10,676 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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