Champion Bank


16790 Centre Court
Parker, CO 80134
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.66% →
1-Year CD 0.81% 0.67% →
2-Year CD 1.06% 0.75% →
5-Year CD 1.53% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Champion Bank is an FDIC insured institution located in Parker, CO. It was founded in 2002 and has approximately $0.09 billion in assets.

FDIC Insured Yes
FDIC Certificate # 57031
Date Established 2002
Assets $ 85.68 million
Loans $ 22.10 million
Deposits $ 68.95 million
Capital $ 16.10 million

For a more detailed analysis of Champion Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.81% $10,000 $14,999 Learn More
12 Mo CD
0.81% $100,000 $199,999 Learn More
18 Mo CD
0.91% $10,000 $14,999 Learn More
18 Mo CD
0.91% $100,000 $199,999 Learn More
24 Mo CD
1.06% $10,000 $14,999 Learn More
24 Mo CD
1.06% $100,000 $199,999 Learn More
30 Mo CD
1.15% $10,000 $14,999 Learn More
30 Mo CD
1.15% $100,000 $199,999 Learn More
36 Mo CD
1.26% $10,000 $14,999 Learn More
36 Mo CD
1.26% $100,000 $199,999 Learn More
48 Mo CD
1.34% $10,000 $14,999 Learn More
48 Mo CD
1.34% $100,000 $199,999 Learn More
60 Mo CD
1.53% $10,000 $14,999 Learn More
60 Mo CD
1.53% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.25% $1 $99 Learn MoreShow Less
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - April 14, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Champion Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.700% 2.625% 0.63 $2,470 $1,005 Learn More
NMLS ID: 2890
License#: 13256
2.698% 2.625% 1.00 $2,370 $1,005 Learn More
ConsumerDirect Mortgage
NMLS ID: 472433
2.966% 2.875% 0.88 $2,928 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to Champion Bank
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Champion Bank Locations

Financial Details

Champion Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Champion Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Champion Bank U.S. Bank Average
1.14% 5.49%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2020, Champion Bank had $0 in non-current loans and $188,000 in owned real estate. To cover these potential losses it had $16,099,000 in equity and $405,000 in loans loss reserves. That gives it a Texas Ratio of 1.14%.

Return on Equity
Champion Bank U.S. Bank Average
6.78% 9.24%

Champion Bank has a Return on Equity of 6.78% versus the BestCashCow average of 9.24%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Champion Bank U.S. Bank Average
18.79% 11.96%

Champion Bank has a Capitalization of 18.79% versus the BestCashCow average of 11.96. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Champion Bank Balance Sheet Analysis

As of December 31, 2020, Champion Bank had assets of $85,677,000, loans of $22,102,000, and deposits of $68,951,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2020
Cash & Balances due from depository institutions $ 59.80 million
Interest-bearing balances $ 58.63 million
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 22.10 million
Loan loss allowance $ 0.41 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.19 million
Goodwill and other intangibles N.A.
All other assets $ 0.74 million
     Total Assets $ 69.58 million
Total deposits $ 68.95 million
      Interest-bearing deposits $ 46.86 million
      Deposits held in domestic offices $ 68.95 million
      % insured (estimated) 62.89%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.63 million
      Total Liabilities $ 69.58 million
      Shareholders’ Equity $ 16.10 million

Summary Income Statement

December 31, 2020
Total Interest Income $ 1.77 million
Total Interest Expense $ 0.56 million
Net interest income $ 1.21 million
Provision for loan and lease losses N.A.
Total non interest income $ 3.86 million
Total non interest expense $ 3.65 million
Pre-tax Net Operating Income $ 1.45 million

Bank Loan Profile?

The top three loan types in Champion Bank’s loan portfolio are Commercial Real Estate, Small Business Loans, and 1-4 Family Residential Loans.

Compared to other banks in Colorado, Champion Bank has a significantly higher percent of Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 21.69
Credit Card Loans 0.00
Consumer Auto Loans 0.05
Small Business Loans 36.19
Construction and Development Loans 2.12
Commercial Real Estate 64.48
Commercial and Industrial Loans 13.62
Farm Loans 0.00

Frequently Asked Questions About Champion Bank

Branches and Savings

Is Champion Bank FDIC insured?

Yes. It is covered under FDIC Certificate #57031.

Why does Champion Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Champion Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Champion Bank a commercial bank?


Where are Champion Bank locations?

See branch locations nearby.

Is Champion Bank open on Saturdays?

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Are Champion Bank ATMs Open 24/7?

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What address for Champion Bank should I put for incoming ACH transfers?

Will the Champion Bank branch print checks?

Do Champion Bank checks expire?

Does Champion Bank require US citizenship to open account?

Can Champion Bank close my account?

Does Champion Bank Report to credit bureaus?

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Does Champion Bank offer mortgages?

Compare mortgage rates here.

Does Champion Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Champion Bank offer personal loans?

Compare personal loan rates here.

Does Champion Bank offer student loans?

Will Champion Bank cash a check?

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Does Champion Bank cash savings bonds?

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Background on The Bank

Who owns Champion Bank?

How long has Champion Bank been around?

Can Champion Bank transfer to other banks?

Does Champion Bank have quick pay?

Does Champion Bank accept rolled coins?

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