This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.53% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 765 | 536 |
| 2 | 50,765 | 777 | 544 |
| 3 | 51,542 | 789 | 552 |
| 4 | 52,330 | 801 | 560 |
| 5 | 53,131 | 813 | 569 |
| 6 | 53,944 | 825 | 578 |
| 7 | 54,769 | 838 | 587 |
| 8 | 55,607 | 851 | 596 |
| 9 | 56,458 | 864 | 605 |
| 10 | 57,322 | 877 | 614 |
| 11 | 58,199 | 890 | 623 |
| 12 | 59,089 | 904 | 633 |
| 13 | 59,993 | 918 | 643 |
| 14 | 60,911 | 932 | 652 |
| 15 | 61,843 | 946 | 662 |
| 16 | 62,789 | 961 | 672 |
| 17 | 63,750 | 975 | 683 |
| 18 | 64,725 | 990 | 693 |
| 19 | 65,716 | 1,005 | 704 |
| 20 | 66,721 | 1,021 | 715 |
| TOTAL | $17,742 | $12,419 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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|
Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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