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Comparison of Deposit Account from Champion Bank with 0.40% - December 2025


Long-Term Analysis of Champion Bank with 1.34% APY and Champion Bank with 0.40% APY and Malvern Bank with 0.40% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Champion Bank
    1.34%
    -
    $50,000
    48 Month
    Bank
    1.64x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    1.34%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 670 469
    2 50,670 679 475
    3 51,349 688 482
    4 52,037 697 488
    5 52,734 707 495
    6 53,441 716 501
    7 54,157 726 508
    8 54,883 735 515
    9 55,618 745 522
    10 56,364 755 529
    11 57,119 765 536
    12 57,884 776 543
    13 58,660 786 550
    14 59,446 797 558
    15 60,242 807 565
    16 61,050 818 573
    17 61,868 829 580
    18 62,697 840 588
    19 63,537 851 596
    20 64,388 863 604
    TOTAL $15,251 $10,676
  • 2
    LOCAL MONEY MARKET
    Champion Bank
    0.40%
    -
    $50,000
    N.A.
    Bank
    0.49x (National Avg. - 0.82%)
    $25,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 3
    LOCAL CD
    Malvern Bank
    0.40%
    -
    $50,000
    12 Month
    Bank
    0.73x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↑0.20% on December 7.
    Early Withdrawal Penalty is 6 months interest.

    Last change: ↓0.15% on November 26.

    Last change: ↓0.10% on September 17.

    Last change: ↓0.05% on December 8.

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