This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.47% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 235 | 165 |
| 2 | 50,235 | 236 | 165 |
| 3 | 50,471 | 237 | 166 |
| 4 | 50,708 | 238 | 167 |
| 5 | 50,947 | 239 | 168 |
| 6 | 51,186 | 241 | 168 |
| 7 | 51,427 | 242 | 169 |
| 8 | 51,668 | 243 | 170 |
| 9 | 51,911 | 244 | 171 |
| 10 | 52,155 | 245 | 172 |
| 11 | 52,400 | 246 | 172 |
| 12 | 52,647 | 247 | 173 |
| 13 | 52,894 | 249 | 174 |
| 14 | 53,143 | 250 | 175 |
| 15 | 53,392 | 251 | 176 |
| 16 | 53,643 | 252 | 176 |
| 17 | 53,895 | 253 | 177 |
| 18 | 54,149 | 254 | 178 |
| 19 | 54,403 | 256 | 179 |
| 20 | 54,659 | 257 | 180 |
| TOTAL | $4,916 | $3,441 |
| Year | Rate 1.00% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 500 | 350 |
| 2 | 50,500 | 505 | 354 |
| 3 | 51,005 | 510 | 357 |
| 4 | 51,515 | 515 | 361 |
| 5 | 52,030 | 520 | 364 |
| 6 | 52,551 | 526 | 368 |
| 7 | 53,076 | 531 | 372 |
| 8 | 53,607 | 536 | 375 |
| 9 | 54,143 | 541 | 379 |
| 10 | 54,684 | 547 | 383 |
| 11 | 55,231 | 552 | 387 |
| 12 | 55,783 | 558 | 390 |
| 13 | 56,341 | 563 | 394 |
| 14 | 56,905 | 569 | 398 |
| 15 | 57,474 | 575 | 402 |
| 16 | 58,048 | 580 | 406 |
| 17 | 58,629 | 586 | 410 |
| 18 | 59,215 | 592 | 415 |
| 19 | 59,807 | 598 | 419 |
| 20 | 60,405 | 604 | 423 |
| TOTAL | $11,010 | $7,707 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
Learn More | |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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|
Last change: ↑0.34% on May 27. |
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|
|
4.46% |
$50,000 |
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|
Last change: ↑0.26% on April 9. |
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