Chartway

5700 Cleveland St
Virginia Beach, VA 23462

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 13242
Date Established 1959
Assets $2,164.95 million
Loans $1,733.54 million
Deposits $1,955.80 million
Capital $179.01 million

Chartway is an NCUA insured institution located in Virginia Beach, VA. It was founded in 1959 and has approximately $2164.95 millions in assets.

Who can join?

You can if...

You or your immediate family member works at, attends school at, volunteers at or worships at one of these 750+ organizations who have chosen to offer Chartway’s credit union benefits.

You live, work, worship or go to school in a defined geographic area served by one of their branches

Field of Membership Restrictions

Membership in Chartway Federal Credit Union is open to those who make a $10 donation to the We Promise Foundation or live, work, worship or attend school in an area served by one of the credit union's branches.

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
Savings Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.00% $500 $9,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.40% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.15% $2,500 $4,999 Learn MoreShow Less
MM 10K
0.20% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.30% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $1,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 1.39% 1.39% $709.43 Learn MoreShow Less
4 Year 1.89% 1.89% $541.18 Learn MoreShow Less
5 Year 1.89% 1.89% $436.99 Learn MoreShow Less
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Below are Chartway branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Chartway Locations

Financial Details

Chartway Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chartway. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chartway U.S. Average
11.37% 7.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2017, Chartway had $21,854,107 in non-current loans and $529,498 in owned assets. To cover these potential losses it had $179,006,146 in net worth and $17,786,444 in loans loss reserves. That gives it a Texas Ratio of 11.37%.

Net Worth
Chartway U.S. Average
8.26% 13.15%

Chartway FCU has a net worth of 8.26% versus the BestCashCow average of 13.15. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Chartway

What is Chartway?

A federal credit union, registered with the NCUA under certificate #13242.
Learn more about credit unions here.

Is Chartway FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Chartway?

Please see Field of Membership information above for information on who is eligible to join.

What are Chartway's share account and share certificate rates?

Chartway's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Chartway?

Chartway has total capital of $179.01 million. Full information on Chartway's financial position is located above.

Who owns Chartway?

Credit Unions are owned by their members.

Where are Chartway branches located?

See branch locations nearby.

Are Chartway ATMs Open 24/7?

Do Chartway ATMs accept cash deposits?

Can Chartway customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Chartway have a mobile app?

Does Chartway have mobile deposit?

Does Chartway have quick pay?

How can Chartway transfer money to other banks or credit unions?

Does Chartway report to credit bureaus?

Does Chartway use Chexsystems?

Does Chartway use Equifax?

What is Chartway's toll free phone number?

What is Chartway's ACH Routing Number?

What is Chartway's SWIFT code?

Where can I find Chartway's wire transfer form?

What is the Chartway address for deposits?

What Products Does Chartway Offer

Does Chartway offer mortgages?

Compare mortgage rates here.

Does Chartway offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chartway offer auto and RV loans?

Compare auto loan rates here.

Does Chartway offer student loans or personal loans?

Compare personal loan rates here.

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