This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 50 | 35 |
| 2 | 50,050 | 50 | 35 |
| 3 | 50,100 | 50 | 35 |
| 4 | 50,150 | 50 | 35 |
| 5 | 50,200 | 50 | 35 |
| 6 | 50,251 | 50 | 35 |
| 7 | 50,301 | 50 | 35 |
| 8 | 50,351 | 50 | 35 |
| 9 | 50,401 | 50 | 35 |
| 10 | 50,452 | 50 | 35 |
| 11 | 50,502 | 51 | 35 |
| 12 | 50,553 | 51 | 35 |
| 13 | 50,603 | 51 | 35 |
| 14 | 50,654 | 51 | 35 |
| 15 | 50,705 | 51 | 35 |
| 16 | 50,755 | 51 | 36 |
| 17 | 50,806 | 51 | 36 |
| 18 | 50,857 | 51 | 36 |
| 19 | 50,908 | 51 | 36 |
| 20 | 50,959 | 51 | 36 |
| TOTAL | $1,010 | $707 |
| Year | Rate 0.59% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 295 | 207 |
| 2 | 50,295 | 297 | 208 |
| 3 | 50,592 | 298 | 209 |
| 4 | 50,890 | 300 | 210 |
| 5 | 51,190 | 302 | 211 |
| 6 | 51,493 | 304 | 213 |
| 7 | 51,796 | 306 | 214 |
| 8 | 52,102 | 307 | 215 |
| 9 | 52,409 | 309 | 216 |
| 10 | 52,719 | 311 | 218 |
| 11 | 53,030 | 313 | 219 |
| 12 | 53,342 | 315 | 220 |
| 13 | 53,657 | 317 | 222 |
| 14 | 53,974 | 318 | 223 |
| 15 | 54,292 | 320 | 224 |
| 16 | 54,613 | 322 | 226 |
| 17 | 54,935 | 324 | 227 |
| 18 | 55,259 | 326 | 228 |
| 19 | 55,585 | 328 | 230 |
| 20 | 55,913 | 330 | 231 |
| TOTAL | $6,243 | $4,370 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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|
Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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|
Last change: ↑0.34% on May 27. |
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|
|
4.46% |
$50,000 |
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|
Last change: ↑0.26% on April 9. |
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