Citadel Federal Credit Union

Headquarters

520 Eagleview Blvd
Exton, PA 19341
See all branch locations →

Phone 1-610-380-6000

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.85% 0.85% →
2-Year CD 1.05% 0.80% →
5-Year CD 1.15% 1.25% →
30-Year Mortgage 3.66% 2.72% →
15-Year Mortgage 3.19% 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Citadel is an NCUA insured institution located in Exton, PA. It was founded in 1937 and has approximately $4465.83 millions in assets.

Who can join?

You can bank with Citadel if you live, work, worship, or study in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties, or the city of Lancaster. You can also become a Citadel customer if a member of your family or household is already a customer, no matter where you live.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2099
Date Established 1937
Assets $4,465.83 million
Loans $3,708.96 million
Deposits $3,861.72 million
Capital $420.18 million
 

Field of Membership Restrictions

Membership in Citadel is open to those who live, work, worship, or study in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties, or the city of Lancaster, Pennsylvania. Membership is also open to immediate family of existing members.

Deposit Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.05% $100,000 $199,999 Learn More
30 Mo CD
0.95% $10,000 $14,999 Learn More
30 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.05% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More

Loan Rates - December 8, 2021

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.


 

Branches

Below are Citadel branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Citadel Locations



Climate Initiatives

CITADEL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Citadel Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Citadel. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Citadel U.S. Average
2.16% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Citadel had $9,156,892 in non-current loans and $314,122 in owned assets. To cover these potential losses it had $420,178,536 in net worth and $18,254,229 in loans loss reserves. That gives it a Texas Ratio of 2.16%.

Net Worth
Citadel U.S. Average
9.4% 12.22%

Citadel FCU has a net worth of 9.4% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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