CITADEL

520 EAGLEVIEW BLVD
Exton, PA 19341

Phone: 1-610-380-6000

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 2099
Date Established 1937
Assets $3,538.45 million
Loans $3,020.56 million
Deposits $3,044.57 million
Capital $328.34 million

Citadel is an NCUA insured institution located in Exton, PA. It was founded in 1937 and has approximately $3538.45 millions in assets.

Who can join?

You can bank with Citadel if you live, work, worship, or study in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties, or the city of Lancaster. You can also become a Citadel customer if a member of your family or household is already a customer, no matter where you live.

Field of Membership Restrictions

Membership in Citadel is open to those who live, work, worship, or study in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties, or the city of Lancaster, Pennsylvania. Membership is also open to immediate family of existing members.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $2,500 $24,999 Learn MoreShow Less
Money Market
0.55% $25,000 $74,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.10% $500 $74,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.90% $500 $74,999 Learn MoreShow Less
3 Mo CD
1.00% $75,000 - Learn MoreShow Less
6 Mo CD
1.60% $500 $74,999 Learn MoreShow Less
6 Mo CD
1.70% $75,000 - Learn MoreShow Less
2.10% $500 $74,999 Learn MoreShow Less
2.15% $75,000 $9,999,999 Learn MoreShow Less
12 Mo CD
2.15% $75,000 - Learn MoreShow Less
2.10% $500 $74,999 Learn MoreShow Less
2.15% $75,000 $9,999,999 Learn MoreShow Less
18 Mo CD
2.15% $75,000 - Learn MoreShow Less
2.10% $500 $74,999 Learn MoreShow Less
2.15% $75,000 $9,999,999 Learn MoreShow Less
24 Mo CD
2.15% $75,000 - Learn MoreShow Less
2.10% $500 $74,999 Learn MoreShow Less
2.15% $75,000 $9,999,999 Learn MoreShow Less
30 Mo CD
2.15% $75,000 - Learn MoreShow Less
2.10% $500 $74,999 Learn MoreShow Less
2.15% $75,000 $9,999,999 Learn MoreShow Less
36 Mo CD
2.15% $75,000 - Learn MoreShow Less
2.10% $500 $74,999 Learn MoreShow Less
2.15% $75,000 $9,999,999 Learn MoreShow Less
48 Mo CD
2.15% $75,000 - Learn MoreShow Less
2.25% $500 $74,999 Learn MoreShow Less
2.30% $75,000 $9,999,999 Learn MoreShow Less
60 Mo CD
2.30% $75,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.40% $2,500 $24,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $5,000 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Branches

Below are Citadel branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Citadel Locations


Financial Details

Citadel Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Citadel. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Citadel U.S. Average
9.67% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Citadel had $32,646,437 in non-current loans and $361,341 in owned assets. To cover these potential losses it had $328,338,660 in net worth and $13,012,135 in loans loss reserves. That gives it a Texas Ratio of 9.67%.

Net Worth
Citadel U.S. Average
9.27% 13.47%

Citadel FCU has a net worth of 9.27% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Citadel

Branches and Savings

What is Citadel?

A federal credit union, registered with the NCUA under certificate #2099.
Learn more about credit unions here.

Is Citadel FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Citadel?

Please see Field of Membership information above for information on who is eligible to join.

What are Citadel's share account and share certificate rates?

Citadel's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Citadel?

Citadel has total capital of $328.34 million. Full information on Citadel's financial position is located above.

Who owns Citadel?

Credit Unions are owned by their members.

Where are Citadel branches located?

See branch locations nearby.

Are Citadel ATMs Open 24/7?

Do Citadel ATMs accept cash deposits?

Can Citadel customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Citadel have a mobile app?

Does Citadel have mobile deposit?

Does Citadel have quick pay?

How can Citadel transfer money to other banks or credit unions?

Does Citadel report to credit bureaus?

Does Citadel use Chexsystems?

Does Citadel use Equifax?

What is Citadel's toll free phone number?

What is Citadel's ACH Routing Number?

What is Citadel's SWIFT code?

Where can I find Citadel's wire transfer form?

What is the Citadel address for deposits?

What Products Does Citadel Offer

Does Citadel offer mortgages?

Compare mortgage rates here.

Does Citadel offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Citadel offer auto and RV loans?

Compare auto loan rates here.

Does Citadel offer student loans or personal loans?

Compare personal loan rates here.

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