This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.25% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 126 | 88 |
| 2 | 50,126 | 126 | 88 |
| 3 | 50,252 | 127 | 89 |
| 4 | 50,379 | 127 | 89 |
| 5 | 50,506 | 127 | 89 |
| 6 | 50,633 | 128 | 89 |
| 7 | 50,761 | 128 | 90 |
| 8 | 50,889 | 128 | 90 |
| 9 | 51,017 | 129 | 90 |
| 10 | 51,145 | 129 | 90 |
| 11 | 51,274 | 129 | 90 |
| 12 | 51,404 | 130 | 91 |
| 13 | 51,533 | 130 | 91 |
| 14 | 51,663 | 130 | 91 |
| 15 | 51,793 | 131 | 91 |
| 16 | 51,924 | 131 | 92 |
| 17 | 52,055 | 131 | 92 |
| 18 | 52,186 | 132 | 92 |
| 19 | 52,317 | 132 | 92 |
| 20 | 52,449 | 132 | 93 |
| TOTAL | $2,581 | $1,807 |
| Year | Rate 0.60% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 300 | 210 |
| 2 | 50,300 | 302 | 211 |
| 3 | 50,602 | 304 | 213 |
| 4 | 50,905 | 305 | 214 |
| 5 | 51,211 | 307 | 215 |
| 6 | 51,518 | 309 | 216 |
| 7 | 51,827 | 311 | 218 |
| 8 | 52,138 | 313 | 219 |
| 9 | 52,451 | 315 | 220 |
| 10 | 52,766 | 317 | 222 |
| 11 | 53,082 | 318 | 223 |
| 12 | 53,401 | 320 | 224 |
| 13 | 53,721 | 322 | 226 |
| 14 | 54,044 | 324 | 227 |
| 15 | 54,368 | 326 | 228 |
| 16 | 54,694 | 328 | 230 |
| 17 | 55,022 | 330 | 231 |
| 18 | 55,352 | 332 | 232 |
| 19 | 55,684 | 334 | 234 |
| 20 | 56,019 | 336 | 235 |
| TOTAL | $6,355 | $4,448 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
Learn More | |
|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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|
Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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|
Last change: ↑0.34% on May 27. |
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|
|
4.46% |
$50,000 |
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|
Last change: ↑0.26% on April 9. |
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