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Comparison of Deposit Account from Community First Bank, Inc. with 0.43% - October 2025

Long-Term Analysis of Commonwealth Community Bank, Inc. with 0.15% APY and Community First Bank, Inc. with 0.43% APY and Community First Bank, Inc. with 0.48% APY and TRAVIS with 2.20% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL MONEY MARKET

Commonwealth Community Bank, Inc.

0.15%

$50,000

N.A.

Bank

N.A.

$2,500

SCENARIO

Year	Rate 0.15%	Annual Interest	Annual Interest (After Tax)
1	50,000	75	53
2	50,075	75	53
3	50,150	75	53
4	50,225	75	53
5	50,301	75	53
6	50,376	76	53
7	50,452	76	53
8	50,527	76	53
9	50,603	76	53
10	50,679	76	53
11	50,755	76	53
12	50,831	76	53
13	50,907	76	53
14	50,984	76	54
15	51,060	77	54
16	51,137	77	54
17	51,214	77	54
18	51,290	77	54
19	51,367	77	54
20	51,444	77	54
	TOTAL	$1,522	$1,065

LOCAL CD

Community First Bank, Inc.

0.43%

$50,000

30 Month

Bank

N.A.

$10,000

SCENARIO

Year	Rate 0.43%	Annual Interest	Annual Interest (After Tax)
1	50,000	215	151
2	50,215	216	151
3	50,431	217	152
4	50,648	218	152
5	50,866	219	153
6	51,084	220	154
7	51,304	221	154
8	51,525	222	155
9	51,746	223	156
10	51,969	223	156
11	52,192	224	157
12	52,417	225	158
13	52,642	226	158
14	52,868	227	159
15	53,096	228	160
16	53,324	229	161
17	53,553	230	161
18	53,783	231	162
19	54,015	232	163
20	54,247	233	163
	TOTAL	$4,480	$3,136

LOCAL CD

Community First Bank, Inc.

0.48%

$50,000

48 Month

Bank

0.59x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 0.48%	Annual Interest	Annual Interest (After Tax)
1	50,000	240	168
2	50,240	241	169
3	50,481	242	170
4	50,723	243	170
5	50,967	245	171
6	51,212	246	172
7	51,457	247	173
8	51,704	248	174
9	51,953	249	175
10	52,202	251	175
11	52,453	252	176
12	52,704	253	177
13	52,957	254	178
14	53,211	255	179
15	53,467	257	180
16	53,724	258	181
17	53,981	259	181
18	54,240	260	182
19	54,501	262	183
20	54,762	263	184
	TOTAL	$5,025	$3,518

LOCAL CD

TRAVIS

2.20%

$50,000

48 Month

Credit Union

2.70x (National Avg. - 0.82%)

$500

SCENARIO

Year	Rate 2.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,100	770
2	51,100	1,124	787
3	52,224	1,149	804
4	53,373	1,174	822
5	54,547	1,200	840
6	55,747	1,226	859
7	56,974	1,253	877
8	58,227	1,281	897
9	59,508	1,309	916
10	60,817	1,338	937
11	62,155	1,367	957
12	63,523	1,398	978
13	64,920	1,428	1,000
14	66,349	1,460	1,022
15	67,808	1,492	1,044
16	69,300	1,525	1,067
17	70,825	1,558	1,091
18	72,383	1,592	1,115
19	73,975	1,627	1,139
20	75,603	1,663	1,164
	TOTAL	$27,266	$19,086

All calculations are for demonstration purposes only.

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Compare Savings vs. CDs Comparison of Deposit Account from Community First Bank, Inc. with 0.43% - October 2025

Long-Term Analysis of Commonwealth Community Bank, Inc. with 0.15% APY and Community First Bank, Inc. with 0.43% APY and Community First Bank, Inc. with 0.48% APY and TRAVIS with 2.20% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Community First Bank, Inc. with 0.43% - October 2025