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Comparison of Deposit Account from Community First Bank with 1.20% - December 2025


Long-Term Analysis of YANTIS with 0.55% APY and Community First Bank with 1.20% APY and Community First Bank with 1.45% APY and WESTEX COMMUNITY with 0.46% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    YANTIS
    0.55%
    -
    $50,000
    12 Month
    Credit Union
    1.01x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 2
    LOCAL CD
    Community First Bank
    1.20%
    -
    $50,000
    36 Month
    Bank
    1.59x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    1.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 600 420
    2 50,600 607 425
    3 51,207 614 430
    4 51,822 622 435
    5 52,444 629 441
    6 53,073 637 446
    7 53,710 645 451
    8 54,354 652 457
    9 55,007 660 462
    10 55,667 668 468
    11 56,335 676 473
    12 57,011 684 479
    13 57,695 692 485
    14 58,387 701 490
    15 59,088 709 496
    16 59,797 718 502
    17 60,514 726 508
    18 61,240 735 514
    19 61,975 744 521
    20 62,719 753 527
    TOTAL $13,472 $9,430
  • 3
    LOCAL CD
    Community First Bank
    1.45%
    -
    $50,000
    60 Month
    Bank
    1.57x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    1.45%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 725 508
    2 50,725 736 515
    3 51,461 746 522
    4 52,207 757 530
    5 52,964 768 538
    6 53,732 779 545
    7 54,511 790 553
    8 55,301 802 561
    9 56,103 813 569
    10 56,917 825 578
    11 57,742 837 586
    12 58,579 849 595
    13 59,428 862 603
    14 60,290 874 612
    15 61,164 887 621
    16 62,051 900 630
    17 62,951 913 639
    18 63,864 926 648
    19 64,790 939 658
    20 65,729 953 667
    TOTAL $16,682 $11,678
  • 4
    LOCAL CD
    WESTEX COMMUNITY
    0.46%
    -
    $50,000
    12 Month
    Credit Union
    0.84x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.46%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 229 160
    2 50,229 230 161
    3 50,459 231 162
    4 50,690 232 163
    5 50,922 233 163
    6 51,156 234 164
    7 51,390 235 165
    8 51,625 236 166
    9 51,862 238 166
    10 52,099 239 167
    11 52,338 240 168
    12 52,577 241 169
    13 52,818 242 169
    14 53,060 243 170
    15 53,303 244 171
    16 53,547 245 172
    17 53,793 246 172
    18 54,039 247 173
    19 54,286 249 174
    20 54,535 250 175
    TOTAL $4,785 $3,349

    All calculations are for demonstration purposes only.

    Featured CD Rates

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