This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.57% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,285 | 1,600 |
| 2 | 52,285 | 2,389 | 1,673 |
| 3 | 54,674 | 2,499 | 1,749 |
| 4 | 57,173 | 2,613 | 1,829 |
| 5 | 59,786 | 2,732 | 1,913 |
| 6 | 62,518 | 2,857 | 2,000 |
| 7 | 65,375 | 2,988 | 2,091 |
| 8 | 68,363 | 3,124 | 2,187 |
| 9 | 71,487 | 3,267 | 2,287 |
| 10 | 74,754 | 3,416 | 2,391 |
| 11 | 78,170 | 3,572 | 2,501 |
| 12 | 81,743 | 3,736 | 2,615 |
| 13 | 85,478 | 3,906 | 2,734 |
| 14 | 89,385 | 4,085 | 2,859 |
| 15 | 93,469 | 4,272 | 2,990 |
| 16 | 97,741 | 4,467 | 3,127 |
| 17 | 102,208 | 4,671 | 3,270 |
| 18 | 106,879 | 4,884 | 3,419 |
| 19 | 111,763 | 5,108 | 3,575 |
| 20 | 116,871 | 5,341 | 3,739 |
| TOTAL | $72,212 | $50,548 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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