Compare Savings vs. CDs
Comparison of Deposit Account from COMMUNITY FIRST with 1.00%
- October 2026
Long-Term Analysis of VALLEY FIRST with 0.10% APY and INROADS with 0.99% APY and INROADS with 0.56% APY and COMMUNITY FIRST with 1.00% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL MONEY MARKET0.10%-$50,000N.A.Credit UnionN.A.$10,000SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 2LOCAL SAVINGS0.99%-$50,000N.A.Credit Union4.23x (National Avg. - 0.23%)$0SCENARIO
Year Rate
0.99%Annual
InterestAnnual Interest
(After Tax)1 50,000 495 347 2 50,495 500 350 3 50,995 505 353 4 51,500 510 357 5 52,010 515 360 6 52,524 520 364 7 53,044 525 368 8 53,570 530 371 9 54,100 536 375 10 54,636 541 379 11 55,176 546 382 12 55,723 552 386 13 56,274 557 390 14 56,831 563 394 15 57,394 568 398 16 57,962 574 402 17 58,536 580 406 18 59,116 585 410 19 59,701 591 414 20 60,292 597 418 TOTAL $10,889 $7,622 - 3LOCAL SAVINGS0.56%-$50,000N.A.Credit Union2.39x (National Avg. - 0.23%)$100,001SCENARIO
Year Rate
0.56%Annual
InterestAnnual Interest
(After Tax)1 50,000 280 196 2 50,280 282 197 3 50,562 283 198 4 50,845 285 199 5 51,129 286 200 6 51,416 288 202 7 51,704 290 203 8 51,993 291 204 9 52,284 293 205 10 52,577 294 206 11 52,872 296 207 12 53,168 298 208 13 53,465 299 210 14 53,765 301 211 15 54,066 303 212 16 54,369 304 213 17 54,673 306 214 18 54,979 308 216 19 55,287 310 217 20 55,597 311 218 TOTAL $5,908 $4,136 - 4LOCAL MONEY MARKET1.00%-$50,000N.A.Credit Union4.27x (National Avg. - 0.23%)$100,000SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.70% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.10% on October 8. |
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4.85% |
$500 |
Learn More | |
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Last change: ↑0.81% on April 27. |
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4.85% |
$500 |
Learn More | |
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Last change: ↑0.80% on April 27. |
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