Community First Credit Union

Headquarters

Po Box 6004
Santa Rosa, CA 95406
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ACH 321172808

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Notable Rates APY Vs.Others
Savings 0.05% 4.35% →
1-Year CD 3.45% 4.59% →
2-Year CD 3.50% 4.65% →
5-Year CD 3.65% 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Community First is an NCUA insured institution located in Santa Rosa, CA. It was founded in 1959 and has approximately $922.09 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 61667
Date Established 1959
Assets $922.09 million
Loans $644.13 million
Deposits $817.03 million
Capital $91.63 million
 

Field of Membership Restrictions

Membership in Community First Credit Union is open to anyone who lives, works, or attends school in the California counties of Lake, Marin, Mendocino, Napa, or Sonoma. Immediate relatives of those who qualify for membership are also eligible to join.

Deposit Rates - October 3, 2026

Your Current Location: Indiana, IN

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Prime Share Savings
0.05% $100 - Learn More
Money Market
0.75% $100 $999 Learn More
Money Market
1.25% $50,000 - Learn More
Money Market
1.00% $100,000 - Learn More
Money Market
1.40% $250,000 $499,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 MONTH
3.55% $1,000 - Learn More
12 MONTH
3.45% $1,000 - Learn More
18 MONTH
3.45% $1,000 - Learn More
24 MONTH
3.50% $1,000 - Learn More
36 MONTH
3.55% $1,000 - Learn More
48 MONTH
3.60% $1,000 - Learn More
60 MONTH
3.65% $1,000 - Learn More

Loan Rates - October 3, 2026

Your Current Location: Indiana, IN

There are currently no loan rates available for Community First

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Indiana 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Indiana Home Equity Line Of Credit Rates 2026

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Note to Community First
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Branches

Below are Community First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Griffith,Indiana


Community First Locations


BranchDistance Map View Lobby Hours

Admin

510.57 A View Lobby Hours

Clearlake

1874.47 B View Lobby Hours

lkpt

1889.25 C View Lobby Hours

Ukiah

1903.60 D View Lobby Hours

Community Credit Union

1930.12 E View Lobby Hours

Ft Brg

1933.49 F View Lobby Hours


Climate Policy and Initiatives

COMMUNITY FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Community First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community First U.S. Average
13.17% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Community First had $11,132,683 in non-current loans and $1,300,250 in owned assets. To cover these potential losses it had $91,626,963 in net worth and $2,791,879 in loans loss reserves. That gives it a Texas Ratio of 13.17%.

Net Worth
Community First U.S. Average
9.94% 14.48%

Community First FCU has a net worth of 9.94% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Community First

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