This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.24% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 120 | 84 |
| 2 | 50,120 | 120 | 84 |
| 3 | 50,240 | 121 | 84 |
| 4 | 50,361 | 121 | 85 |
| 5 | 50,482 | 121 | 85 |
| 6 | 50,603 | 121 | 85 |
| 7 | 50,724 | 122 | 85 |
| 8 | 50,846 | 122 | 85 |
| 9 | 50,968 | 122 | 86 |
| 10 | 51,090 | 123 | 86 |
| 11 | 51,213 | 123 | 86 |
| 12 | 51,336 | 123 | 86 |
| 13 | 51,459 | 124 | 86 |
| 14 | 51,583 | 124 | 87 |
| 15 | 51,706 | 124 | 87 |
| 16 | 51,831 | 124 | 87 |
| 17 | 51,955 | 125 | 87 |
| 18 | 52,080 | 125 | 87 |
| 19 | 52,205 | 125 | 88 |
| 20 | 52,330 | 126 | 88 |
| TOTAL | $2,456 | $1,719 |
| Year | Rate 0.43% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 215 | 151 |
| 2 | 50,215 | 216 | 151 |
| 3 | 50,431 | 217 | 152 |
| 4 | 50,648 | 218 | 152 |
| 5 | 50,866 | 219 | 153 |
| 6 | 51,084 | 220 | 154 |
| 7 | 51,304 | 221 | 154 |
| 8 | 51,525 | 222 | 155 |
| 9 | 51,746 | 223 | 156 |
| 10 | 51,969 | 223 | 156 |
| 11 | 52,192 | 224 | 157 |
| 12 | 52,417 | 225 | 158 |
| 13 | 52,642 | 226 | 158 |
| 14 | 52,868 | 227 | 159 |
| 15 | 53,096 | 228 | 160 |
| 16 | 53,324 | 229 | 161 |
| 17 | 53,553 | 230 | 161 |
| 18 | 53,783 | 231 | 162 |
| 19 | 54,015 | 232 | 163 |
| 20 | 54,247 | 233 | 163 |
| TOTAL | $4,480 | $3,136 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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|
|
4.10% |
$500 |
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|
Last change: ↓0.10% on September 17. |
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|
|
4.10% |
$1,500 |
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|
Last change: ↓0.05% on December 8. |
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