This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.09% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,545 | 1,082 |
| 2 | 51,545 | 1,593 | 1,115 |
| 3 | 53,138 | 1,642 | 1,149 |
| 4 | 54,780 | 1,693 | 1,185 |
| 5 | 56,472 | 1,745 | 1,221 |
| 6 | 58,217 | 1,799 | 1,259 |
| 7 | 60,016 | 1,855 | 1,298 |
| 8 | 61,871 | 1,912 | 1,338 |
| 9 | 63,783 | 1,971 | 1,380 |
| 10 | 65,753 | 2,032 | 1,422 |
| 11 | 67,785 | 2,095 | 1,466 |
| 12 | 69,880 | 2,159 | 1,512 |
| 13 | 72,039 | 2,226 | 1,558 |
| 14 | 74,265 | 2,295 | 1,606 |
| 15 | 76,560 | 2,366 | 1,656 |
| 16 | 78,926 | 2,439 | 1,707 |
| 17 | 81,364 | 2,514 | 1,760 |
| 18 | 83,879 | 2,592 | 1,814 |
| 19 | 86,470 | 2,672 | 1,870 |
| 20 | 89,142 | 2,754 | 1,928 |
| TOTAL | $41,897 | $29,328 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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