4519 E 51st St
Odessa, TX 79762
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ACH 316386832
Complex Community is an NCUA insured institution located in Odessa, TX. It was founded in 1958 and has approximately $811.94 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 12697 |
| Date Established | 1958 |
| Assets | $811.94 million |
| Loans | $503.46 million |
| Deposits | $704.38 million |
| Capital | $109.56 million |
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.25% | $100 | - |
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|
|
Money Market
|
0.58% | $10 | - |
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|
|
Money Market
|
0.58% | $2,000 | $14,999 |
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|
|
Money Market
|
0.63% | $15,000 | $49,999 |
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|
|
Money Market
|
0.68% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.03% | $0 | - |
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|
| 12 Mo CD
|
4.13% | $0 | - |
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|
| 24 Mo CD
|
3.61% | $0 | - |
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|
| 36 Mo CD
|
3.35% | $0 | - |
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|
| 60 Month Members Advantage
|
3.10% | $0 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
0.68% | $50,000 | - | Learn More |
Your Current Location: New York, NY 10116
There are currently no loan rates available for Complex Community
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Below are Complex Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1605.42 | A | View Lobby Hours | |
| 1606.73 | B | View Lobby Hours | |
| 1619.94 | C | View Lobby Hours | |
| 1620.29 | D | View Lobby Hours | |
| 1620.38 | E | View Lobby Hours | |
| 1621.84 | F | View Lobby Hours | |
| 1625.13 | G | View Lobby Hours | |
| 1655.78 | H | View Lobby Hours |
COMPLEX COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Complex Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Complex Community | U.S. Average |
|---|---|
| 6.44% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, Complex Community had $7,078,500 in non-current loans and $55,000 in owned assets. To cover these potential losses it had $109,562,870 in net worth and $1,248,090 in loans loss reserves. That gives it a Texas Ratio of 6.44%.
| Complex Community | U.S. Average |
|---|---|
| 13.49% | 14.48% |
Complex Community FCU has a net worth of 13.49% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on September 25, 2026
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