Complex Community Federal Credit Union


4519 E 51st St
Odessa, TX 79762
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Notable Rates APY Vs.Others
Savings 0.25% 0.85% →
1-Year CD 0.70% 0.67% →
2-Year CD 0.95% 0.80% →
5-Year CD 2.13% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Complex Community is an NCUA insured institution located in Odessa, TX. It was founded in 1958 and has approximately $606.11 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12697
Date Established 1958
Assets $606.11 million
Loans $327.12 million
Deposits $526.17 million
Capital $72.84 million

Field of Membership Restrictions

Membership is open to those who live, work, pray or stop to eat around Odessa, Midland, Andrews, Monahans, Big Spring or Lubbock, Texas.

Deposit Rates - November 28, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,500 $4,999 Learn More
Money Market
0.28% $2,500 $2,999 Learn More
Money Market
0.28% $10,000 $14,999 Learn More
Money Market
0.33% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $99,999 Learn More
6 Mo CD
0.55% $100,000 - Learn More
12 Mo CD
0.60% $10,000 $99,999 Learn More
12 Mo CD
0.70% $100,000 - Learn More
24 Mo CD
0.90% $10,000 $99,999 Learn More
24 Mo CD
0.95% $100,000 - Learn More
36 Mo CD
1.38% $10,000 $99,999 Learn More
36 Mo CD
1.43% $100,000 - Learn More
60 Month CD
2.10% $10,000 $99,999 Learn More
60 Mo CD
2.13% $100,000 - Learn More
Variable IRA Rates APY MIN MAX
0.28% $1 $499 Learn MoreShow Less

Loan Rates - November 28, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COMPLEX COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Flagstar Bank, FSB
NMLS ID: 417490
3.309% 3.250% 0.75 $1,865 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Complex Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Complex Community Locations

Climate Initiatives

COMPLEX COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Complex Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Complex Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Complex Community U.S. Average
3.00% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Complex Community had $2,234,668 in non-current loans and $2,000 in owned assets. To cover these potential losses it had $72,837,185 in net worth and $1,615,884 in loans loss reserves. That gives it a Texas Ratio of 3.00%.

Net Worth
Complex Community U.S. Average
12.01% 12.22%

Complex Community FCU has a net worth of 12.01% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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