This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.12% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 60 | 42 |
| 2 | 50,060 | 60 | 42 |
| 3 | 50,120 | 60 | 42 |
| 4 | 50,180 | 60 | 42 |
| 5 | 50,240 | 60 | 42 |
| 6 | 50,301 | 60 | 42 |
| 7 | 50,361 | 60 | 42 |
| 8 | 50,422 | 61 | 42 |
| 9 | 50,482 | 61 | 42 |
| 10 | 50,543 | 61 | 42 |
| 11 | 50,603 | 61 | 43 |
| 12 | 50,664 | 61 | 43 |
| 13 | 50,725 | 61 | 43 |
| 14 | 50,786 | 61 | 43 |
| 15 | 50,847 | 61 | 43 |
| 16 | 50,908 | 61 | 43 |
| 17 | 50,969 | 61 | 43 |
| 18 | 51,030 | 61 | 43 |
| 19 | 51,091 | 61 | 43 |
| 20 | 51,152 | 61 | 43 |
| TOTAL | $1,214 | $850 |
| Year | Rate 0.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 105 | 74 |
| 2 | 50,105 | 105 | 74 |
| 3 | 50,210 | 105 | 74 |
| 4 | 50,316 | 106 | 74 |
| 5 | 50,421 | 106 | 74 |
| 6 | 50,527 | 106 | 74 |
| 7 | 50,633 | 106 | 74 |
| 8 | 50,740 | 107 | 75 |
| 9 | 50,846 | 107 | 75 |
| 10 | 50,953 | 107 | 75 |
| 11 | 51,060 | 107 | 75 |
| 12 | 51,167 | 107 | 75 |
| 13 | 51,275 | 108 | 75 |
| 14 | 51,382 | 108 | 76 |
| 15 | 51,490 | 108 | 76 |
| 16 | 51,598 | 108 | 76 |
| 17 | 51,707 | 109 | 76 |
| 18 | 51,815 | 109 | 76 |
| 19 | 51,924 | 109 | 76 |
| 20 | 52,033 | 109 | 76 |
| TOTAL | $2,142 | $1,500 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
Learn More | |