SERVE

423 E COURT AVE
Des Moines, IA 50309

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 65150
Date Established 1932
Assets $71.50 million
Loans $53.49 million
Deposits $59.57 million
Capital $10.63 million

Serve is an NCUA insured institution located in Des Moines, IA. It was founded in 1932 and has approximately $71.5 millions in assets.

Deposit Rates - August 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.95% $2,500 $24,999 Learn MoreShow Less
Money Market
1.11% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.36% $1,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.01% $1,000 $49,999 Learn MoreShow Less
1.36% $1,000 $49,999 Learn MoreShow Less
1.97% $1,000 $49,999 Learn MoreShow Less
2.53% $1,000 $49,999 Learn MoreShow Less
2.73% $1,000 $49,999 Learn MoreShow Less
2.94% $1,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 $9,999 Learn MoreShow Less

Loan Rates - August 24, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SERVE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to SERVE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Serve branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Serve Locations


Financial Details

Serve Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Serve. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Serve U.S. Average
5.02% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Serve had $549,066 in non-current loans and $0 in owned assets. To cover these potential losses it had $10,626,312 in net worth and $315,707 in loans loss reserves. That gives it a Texas Ratio of 5.02%.

Net Worth
Serve U.S. Average
14.86% 13.47%

Serve FCU has a net worth of 14.86% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Serve

Branches and Savings

What is Serve?

A federal credit union, registered with the NCUA under certificate #65150.
Learn more about credit unions here.

Is Serve FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Serve?

Please see Field of Membership information above for information on who is eligible to join.

What are Serve's share account and share certificate rates?

Serve's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Serve?

Serve has total capital of $10.63 million. Full information on Serve's financial position is located above.

Who owns Serve?

Credit Unions are owned by their members.

Where are Serve branches located?

See branch locations nearby.

Are Serve ATMs Open 24/7?

Do Serve ATMs accept cash deposits?

Can Serve customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Serve have a mobile app?

Does Serve have mobile deposit?

Does Serve have quick pay?

How can Serve transfer money to other banks or credit unions?

Does Serve report to credit bureaus?

Does Serve use Chexsystems?

Does Serve use Equifax?

What is Serve's toll free phone number?

What is Serve's ACH Routing Number?

What is Serve's SWIFT code?

Where can I find Serve's wire transfer form?

What is the Serve address for deposits?

What Products Does Serve Offer

Does Serve offer mortgages?

Compare mortgage rates here.

Does Serve offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Serve offer auto and RV loans?

Compare auto loan rates here.

Does Serve offer student loans or personal loans?

Compare personal loan rates here.

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