This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 105 | 74 |
| 2 | 50,105 | 105 | 74 |
| 3 | 50,210 | 105 | 74 |
| 4 | 50,316 | 106 | 74 |
| 5 | 50,421 | 106 | 74 |
| 6 | 50,527 | 106 | 74 |
| 7 | 50,633 | 106 | 74 |
| 8 | 50,740 | 107 | 75 |
| 9 | 50,846 | 107 | 75 |
| 10 | 50,953 | 107 | 75 |
| 11 | 51,060 | 107 | 75 |
| 12 | 51,167 | 107 | 75 |
| 13 | 51,275 | 108 | 75 |
| 14 | 51,382 | 108 | 76 |
| 15 | 51,490 | 108 | 76 |
| 16 | 51,598 | 108 | 76 |
| 17 | 51,707 | 109 | 76 |
| 18 | 51,815 | 109 | 76 |
| 19 | 51,924 | 109 | 76 |
| 20 | 52,033 | 109 | 76 |
| TOTAL | $2,142 | $1,500 |
| Year | Rate 0.41% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 205 | 144 |
| 2 | 50,205 | 206 | 144 |
| 3 | 50,411 | 207 | 145 |
| 4 | 50,618 | 208 | 145 |
| 5 | 50,825 | 208 | 146 |
| 6 | 51,033 | 209 | 146 |
| 7 | 51,243 | 210 | 147 |
| 8 | 51,453 | 211 | 148 |
| 9 | 51,664 | 212 | 148 |
| 10 | 51,876 | 213 | 149 |
| 11 | 52,088 | 214 | 149 |
| 12 | 52,302 | 214 | 150 |
| 13 | 52,516 | 215 | 151 |
| 14 | 52,732 | 216 | 151 |
| 15 | 52,948 | 217 | 152 |
| 16 | 53,165 | 218 | 153 |
| 17 | 53,383 | 219 | 153 |
| 18 | 53,602 | 220 | 154 |
| 19 | 53,821 | 221 | 154 |
| 20 | 54,042 | 222 | 155 |
| TOTAL | $4,264 | $2,985 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
Learn More | |