This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.66% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 830 | 581 |
| 2 | 50,830 | 844 | 591 |
| 3 | 51,674 | 858 | 600 |
| 4 | 52,532 | 872 | 610 |
| 5 | 53,404 | 886 | 621 |
| 6 | 54,290 | 901 | 631 |
| 7 | 55,191 | 916 | 641 |
| 8 | 56,107 | 931 | 652 |
| 9 | 57,039 | 947 | 663 |
| 10 | 57,986 | 963 | 674 |
| 11 | 58,948 | 979 | 685 |
| 12 | 59,927 | 995 | 696 |
| 13 | 60,922 | 1,011 | 708 |
| 14 | 61,933 | 1,028 | 720 |
| 15 | 62,961 | 1,045 | 732 |
| 16 | 64,006 | 1,063 | 744 |
| 17 | 65,069 | 1,080 | 756 |
| 18 | 66,149 | 1,098 | 769 |
| 19 | 67,247 | 1,116 | 781 |
| 20 | 68,363 | 1,135 | 794 |
| TOTAL | $19,498 | $13,649 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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