2024 Overview
General Credit Union Information
Del Norte is an NCUA insured institution located in Los Alamos, NM. It was founded in 1954 and has approximately $1073.09 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 64759 |
| Date Established | 1954 |
| Assets | $1,073.09 million |
| Loans | $870.89 million |
| Deposits | $958.37 million |
| Capital | $112.51 million |
Field of Membership Restrictions
Del Norte Credit Union of New Mexico is open to the residents and people maintaining employment within any of the qualifying New Mexico Counties or Townships that are listed on the Credit Union website, people within the neighboring states that fall in the distance range of 150-miles from Raton are also eligible for membership, the employees of the Los Alamos National Laboratory, and the employees of its affiliated companies, interests and/or associations, member affiliated organisations, credit union employees, and the family members of current credit union members. Membership eligibility also extends to include the credit union members of alternate existing credit unions and the members of Keep New Mexico Beautiful.
Deposit Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,000 | $9,999 |
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|
|
Money Market
|
0.15% | $2,000 | $9,999 |
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|
|
Money Market
|
0.20% | $10,000 | $24,999 |
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|
|
Money Market
|
0.25% | $25,000 | $49,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $99,999 |
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|
| 6 Mo CD
|
0.55% | $100,000 | - |
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|
| 12 Mo CD
|
0.95% | $10,000 | $99,999 |
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|
| 12 Mo CD
|
1.01% | $100,000 | - |
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|
| 18 Mo CD
|
1.16% | $10,000 | $99,999 |
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|
| 18 Mo CD
|
1.21% | $100,000 | - |
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|
| 24 Mo CD
|
1.31% | $10,000 | $99,999 |
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|
| 24 Mo CD
|
1.36% | $100,000 | - |
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|
| 30 Mo CD
|
1.46% | $10,000 | $99,999 |
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|
| 30 Mo CD
|
1.51% | $100,000 | - |
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|
| 36 Mo CD
|
1.61% | $10,000 | $99,999 |
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|
| 36 Mo CD
|
1.66% | $100,000 | - |
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|
| 48 Mo CD
|
1.61% | $10,000 | $99,999 |
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|
| 48 Mo CD
|
1.66% | $100,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.30% | $1 | - | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
0.90% | $1 | $9,999 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1,000 | - | Learn More |
Loan Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Del Norte
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Del Norte
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Branches
Below are Del Norte branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
DEL NORTE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Del Norte Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Del Norte. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Del Norte | U.S. Average |
|---|---|
| 11.04% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Del Norte had $11,969,968 in non-current loans and $903,856 in owned assets. To cover these potential losses it had $112,509,104 in net worth and $4,078,201 in loans loss reserves. That gives it a Texas Ratio of 11.04%.
Net Worth
| Del Norte | U.S. Average |
|---|---|
| 10.45% | 13.62% |
Del Norte FCU has a net worth of 10.45% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Del Norte
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