This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
| Year | Rate 0.85% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 425 | 298 |
| 2 | 50,425 | 429 | 300 |
| 3 | 50,854 | 432 | 303 |
| 4 | 51,286 | 436 | 305 |
| 5 | 51,722 | 440 | 308 |
| 6 | 52,161 | 443 | 310 |
| 7 | 52,605 | 447 | 313 |
| 8 | 53,052 | 451 | 316 |
| 9 | 53,503 | 455 | 318 |
| 10 | 53,958 | 459 | 321 |
| 11 | 54,416 | 463 | 324 |
| 12 | 54,879 | 466 | 327 |
| 13 | 55,345 | 470 | 329 |
| 14 | 55,816 | 474 | 332 |
| 15 | 56,290 | 478 | 335 |
| 16 | 56,769 | 483 | 338 |
| 17 | 57,251 | 487 | 341 |
| 18 | 57,738 | 491 | 344 |
| 19 | 58,229 | 495 | 346 |
| 20 | 58,724 | 499 | 349 |
| TOTAL | $9,223 | $6,456 |
| Year | Rate 5.38% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,690 | 1,883 |
| 2 | 52,690 | 2,835 | 1,984 |
| 3 | 55,525 | 2,987 | 2,091 |
| 4 | 58,512 | 3,148 | 2,204 |
| 5 | 61,660 | 3,317 | 2,322 |
| 6 | 64,977 | 3,496 | 2,447 |
| 7 | 68,473 | 3,684 | 2,579 |
| 8 | 72,157 | 3,882 | 2,717 |
| 9 | 76,039 | 4,091 | 2,864 |
| 10 | 80,130 | 4,311 | 3,018 |
| 11 | 84,441 | 4,543 | 3,180 |
| 12 | 88,984 | 4,787 | 3,351 |
| 13 | 93,771 | 5,045 | 3,531 |
| 14 | 98,816 | 5,316 | 3,721 |
| 15 | 104,132 | 5,602 | 3,922 |
| 16 | 109,734 | 5,904 | 4,133 |
| 17 | 115,638 | 6,221 | 4,355 |
| 18 | 121,859 | 6,556 | 4,589 |
| 19 | 128,416 | 6,909 | 4,836 |
| 20 | 135,324 | 7,280 | 5,096 |
| TOTAL | $92,605 | $64,823 |
| Year | Rate 5.40% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,700 | 1,890 |
| 2 | 52,700 | 2,846 | 1,992 |
| 3 | 55,546 | 2,999 | 2,100 |
| 4 | 58,545 | 3,161 | 2,213 |
| 5 | 61,707 | 3,332 | 2,333 |
| 6 | 65,039 | 3,512 | 2,458 |
| 7 | 68,551 | 3,702 | 2,591 |
| 8 | 72,253 | 3,902 | 2,731 |
| 9 | 76,154 | 4,112 | 2,879 |
| 10 | 80,267 | 4,334 | 3,034 |
| 11 | 84,601 | 4,568 | 3,198 |
| 12 | 89,170 | 4,815 | 3,371 |
| 13 | 93,985 | 5,075 | 3,553 |
| 14 | 99,060 | 5,349 | 3,744 |
| 15 | 104,409 | 5,638 | 3,947 |
| 16 | 110,047 | 5,943 | 4,160 |
| 17 | 115,990 | 6,263 | 4,384 |
| 18 | 122,253 | 6,602 | 4,621 |
| 19 | 128,855 | 6,958 | 4,871 |
| 20 | 135,813 | 7,334 | 5,134 |
| TOTAL | $93,147 | $65,203 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
Learn More | |
|
5 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
||||
|
|
5.51% |
$25,000 |
Learn More | |
|
Last change: ↓0.15% on May 13. |
||||
|
|
5.49% |
$50,000 |
Learn More | |
|
Last change: ↑0.09% on March 12. |
||||
|
|
5.46% |
$1,000 |
Learn More | |
|
Last change: ↓0.05% on May 9. |
||||
|
|
5.41% |
$50,000 |
Learn More | |
|
Last change: ↓0.36% on March 12. |
||||