Access Of Louisiana

Headquarters

Po Box 2657
Sulphur, LA 70664
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.70% →
1-Year CD 0.85% 0.71% →
2-Year CD 1.26% 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Access Of Louisiana is an NCUA insured institution located in Sulphur, LA. It was founded in 1955 and has approximately $36.05 millions in assets.

NCUA Insured Yes
Charter Number # # 10353
Date Established 1955
Assets $36.05 million
Loans $23.77 million
Deposits $31.36 million
Capital $4.30 million
 

Field of Membership Restrictions

Membership is open to those who live, worship, attend school, or work in, and businesses and legal entities located in Calcasieu Parish.

Deposit Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.75% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.26% $100,000 $199,999 Learn More
36 Mo CD
1.21% $10,000 $14,999 Learn More
36 Mo CD
1.46% $100,000 $199,999 Learn More

Loan Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ACCESS OF LOUISIANA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.576% 2.500% 1.00 $2,500 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to ACCESS OF LOUISIANA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Access Of Louisiana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Access Of Louisiana Locations


Financial Details

Access Of Louisiana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Access Of Louisiana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Access Of Louisiana U.S. Average
7.10% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Access Of Louisiana had $293,742 in non-current loans and $16,850 in owned assets. To cover these potential losses it had $4,299,028 in net worth and $76,258 in loans loss reserves. That gives it a Texas Ratio of 7.10%.

Net Worth
Access Of Louisiana U.S. Average
11.92% 12.91%

Access Of Louisiana FCU has a net worth of 11.92% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Access Of Louisiana

Branches and Savings

What is Access Of Louisiana?

A credit union, registered with the NCUA under certificate #10353.
Learn more about credit unions here.

Is Access Of Louisiana FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Access Of Louisiana?

Please see Field of Membership information above for information on who is eligible to join.

What are Access Of Louisiana's share account and share certificate rates?

Access Of Louisiana's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Access Of Louisiana?

Access Of Louisiana has total capital of $4.30 million. Full information on Access Of Louisiana's financial position is located above.

Who owns Access Of Louisiana?

Credit Unions are owned by their members.

Where are Access Of Louisiana branches located?

See branch locations nearby.

Are Access Of Louisiana ATMs Open 24/7?

Do Access Of Louisiana ATMs accept cash deposits?

Can Access Of Louisiana customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Access Of Louisiana have a mobile app?

Does Access Of Louisiana have mobile deposit?

Does Access Of Louisiana have quick pay?

How can Access Of Louisiana transfer money to other banks or credit unions?

Does Access Of Louisiana report to credit bureaus?

Does Access Of Louisiana use Chexsystems?

Does Access Of Louisiana use Equifax?

What is Access Of Louisiana's toll free phone number?

What is Access Of Louisiana's ACH Routing Number?

What is Access Of Louisiana's SWIFT code?

Where can I find Access Of Louisiana's wire transfer form?

What is the Access Of Louisiana address for deposits?

What Products Does Access Of Louisiana Offer

Does Access Of Louisiana offer mortgages?

Compare mortgage rates here.

Does Access Of Louisiana offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Access Of Louisiana offer auto and RV loans?

Compare auto loan rates here.

Does Access Of Louisiana offer student loans or personal loans?

Compare personal loan rates here.

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