Access Of Louisiana Federal Credit Union
Headquarters
Po Box 1690
Lake Charles, LA 70602
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2024 Overview
General Credit Union Information
Access Of Louisiana is an NCUA insured institution located in Lake Charles, LA. It was founded in 1955 and has approximately $44.87 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 10353 |
| Date Established | 1955 |
| Assets | $44.87 million |
| Loans | $26.74 million |
| Deposits | $40.22 million |
| Capital | $4.43 million |
Field of Membership Restrictions
Membership is open to those who live, worship, attend school, or work in, and businesses and legal entities located in Calcasieu Parish.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.21% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.46% | $100,000 | $199,999 |
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|
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Access Of Louisiana
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Access Of Louisiana
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Branches
Below are Access Of Louisiana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ACCESS OF LOUISIANA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Access Of Louisiana Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Access Of Louisiana. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Access Of Louisiana | U.S. Average |
|---|---|
| 12.16% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Access Of Louisiana had $542,170 in non-current loans and $10,202 in owned assets. To cover these potential losses it had $4,425,617 in net worth and $115,719 in loans loss reserves. That gives it a Texas Ratio of 12.16%.
Net Worth
| Access Of Louisiana | U.S. Average |
|---|---|
| 9.86% | 13.62% |
Access Of Louisiana FCU has a net worth of 9.86% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Access Of Louisiana
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