This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.23% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 115 | 81 |
| 2 | 50,115 | 115 | 81 |
| 3 | 50,230 | 116 | 81 |
| 4 | 50,346 | 116 | 81 |
| 5 | 50,462 | 116 | 81 |
| 6 | 50,578 | 116 | 81 |
| 7 | 50,694 | 117 | 82 |
| 8 | 50,811 | 117 | 82 |
| 9 | 50,927 | 117 | 82 |
| 10 | 51,045 | 117 | 82 |
| 11 | 51,162 | 118 | 82 |
| 12 | 51,280 | 118 | 83 |
| 13 | 51,398 | 118 | 83 |
| 14 | 51,516 | 118 | 83 |
| 15 | 51,634 | 119 | 83 |
| 16 | 51,753 | 119 | 83 |
| 17 | 51,872 | 119 | 84 |
| 18 | 51,991 | 120 | 84 |
| 19 | 52,111 | 120 | 84 |
| 20 | 52,231 | 120 | 84 |
| TOTAL | $2,351 | $1,646 |
| Year | Rate 1.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 575 | 403 |
| 2 | 50,575 | 582 | 407 |
| 3 | 51,157 | 588 | 412 |
| 4 | 51,745 | 595 | 417 |
| 5 | 52,340 | 602 | 421 |
| 6 | 52,942 | 609 | 426 |
| 7 | 53,551 | 616 | 431 |
| 8 | 54,167 | 623 | 436 |
| 9 | 54,789 | 630 | 441 |
| 10 | 55,420 | 637 | 446 |
| 11 | 56,057 | 645 | 451 |
| 12 | 56,702 | 652 | 456 |
| 13 | 57,354 | 660 | 462 |
| 14 | 58,013 | 667 | 467 |
| 15 | 58,680 | 675 | 472 |
| 16 | 59,355 | 683 | 478 |
| 17 | 60,038 | 690 | 483 |
| 18 | 60,728 | 698 | 489 |
| 19 | 61,427 | 706 | 494 |
| 20 | 62,133 | 715 | 500 |
| TOTAL | $12,847 | $8,993 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.35% |
$1,000 |
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Last change: ↑2.35% on September 16. |
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|
|
4.34% |
$500 |
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Last change: ↑1.66% on April 4. |
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|
|
4.34% |
$500 |
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Last change: ↑0.66% on February 4. |
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|
|
4.30% |
$50,000 |
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Last change: ↓0.15% on September 23. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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