Compare Savings vs. CDs
Comparison of Deposit Account from EAGLE ONE with 1.36% - June 2025


Long-Term Analysis of EAGLE ONE with 0.75% APY and EAGLE ONE with 1.26% APY and EAGLE ONE with 1.36% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.75%
    -
    $50,000
    12 Month
    Credit Union
    1.36x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.75%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 376 263
    2 50,376 379 265
    3 50,755 382 267
    4 51,137 385 269
    5 51,521 387 271
    6 51,908 390 273
    7 52,299 393 275
    8 52,692 396 277
    9 53,088 399 279
    10 53,488 402 282
    11 53,890 405 284
    12 54,295 408 286
    13 54,703 411 288
    14 55,115 414 290
    15 55,529 418 292
    16 55,947 421 295
    17 56,368 424 297
    18 56,791 427 299
    19 57,218 430 301
    20 57,649 434 303
    TOTAL $8,082 $5,658
  • 2
    LOCAL CD
    1.26%
    -
    $50,000
    36 Month
    Credit Union
    1.67x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    1.26%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 629 440
    2 50,629 636 445
    3 51,265 644 451
    4 51,909 652 457
    5 52,562 661 462
    6 53,223 669 468
    7 53,892 677 474
    8 54,569 686 480
    9 55,255 695 486
    10 55,949 703 492
    11 56,653 712 498
    12 57,365 721 505
    13 58,086 730 511
    14 58,816 739 518
    15 59,555 749 524
    16 60,304 758 531
    17 61,062 768 537
    18 61,830 777 544
    19 62,607 787 551
    20 63,394 797 558
    TOTAL $14,191 $9,933
  • 3
    LOCAL CD
    1.36%
    -
    $50,000
    48 Month
    Credit Union
    1.66x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    1.36%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 679 475
    2 50,679 688 482
    3 51,367 698 488
    4 52,065 707 495
    5 52,772 717 502
    6 53,488 726 508
    7 54,215 736 515
    8 54,951 746 522
    9 55,697 756 529
    10 56,454 767 537
    11 57,220 777 544
    12 57,997 788 551
    13 58,785 798 559
    14 59,583 809 566
    15 60,392 820 574
    16 61,213 831 582
    17 62,044 843 590
    18 62,886 854 598
    19 63,740 866 606
    20 64,606 877 614
    TOTAL $15,483 $10,838

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.20% on April 9.

    Last change: ↑0.34% on May 27.
    Warning: Early Withdrawal Penalty is 180 days interest.

    Last change: ↑0.26% on April 9.
    Early Withdrawal Penalty is 6 months interest.