PREMIER

PO BOX 26590
Greensboro, NC 27415

Notable Rates APY Vs.Others
Savings 0.25% 2.30% →
1-Year CD 1.61% 2.25% →
2-Year CD 1.71% 2.50% →
5-Year CD 2.63% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Premier is an NCUA insured institution located in Greensboro, NC. It was founded in 1963 and has approximately $189.96 millions in assets.

NCUA Insured Yes
Charter Number # # 15863
Date Established 1963
Assets $189.96 million
Loans $123.97 million
Deposits $157.44 million
Capital $29.83 million
 

Field of Membership Restrictions

Membership is open to anyone in North Carolina and South Carolina through the North Carolina Consumers Council ($18 membership fee). Membership is also open for employees of members of the select employer group and for those who live or work in Kings Mountain, North Carolina.

Deposit Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $1,000 $9,999 Learn MoreShow Less
Money Market
0.55% $10,000 $24,999 Learn MoreShow Less
Money Market
0.65% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.71% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.40% $500 $49,999 Learn MoreShow Less
0.55% $500 $49,999 Learn MoreShow Less
12 Mo CD
1.61% $500 - Learn MoreShow Less
24 Mo CD
1.71% $500 - Learn MoreShow Less
30 Mo CD
1.82% $500 - Learn MoreShow Less
36 Mo CD
1.92% $500 - Learn MoreShow Less
48 Mo CD
2.17% $500 - Learn MoreShow Less
60 Mo CD
2.63% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - December 10, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PREMIER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.625% 3.625% -0.13 ($362) $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to PREMIER
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Premier branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Premier Locations


Financial Details

Premier Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Premier. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Premier U.S. Average
6.22% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Premier had $1,184,894 in non-current loans and $750,297 in owned assets. To cover these potential losses it had $29,829,944 in net worth and $1,268,855 in loans loss reserves. That gives it a Texas Ratio of 6.22%.

Net Worth
Premier U.S. Average
15.7% 13.65%

Premier FCU has a net worth of 15.7% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Premier

Branches and Savings

What is Premier?

A federal credit union, registered with the NCUA under certificate #15863.
Learn more about credit unions here.

Is Premier FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Premier?

Please see Field of Membership information above for information on who is eligible to join.

What are Premier's share account and share certificate rates?

Premier's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Premier?

Premier has total capital of $29.83 million. Full information on Premier's financial position is located above.

Who owns Premier?

Credit Unions are owned by their members.

Where are Premier branches located?

See branch locations nearby.

Are Premier ATMs Open 24/7?

Do Premier ATMs accept cash deposits?

Can Premier customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Premier have a mobile app?

Does Premier have mobile deposit?

Does Premier have quick pay?

How can Premier transfer money to other banks or credit unions?

Does Premier report to credit bureaus?

Does Premier use Chexsystems?

Does Premier use Equifax?

What is Premier's toll free phone number?

What is Premier's ACH Routing Number?

What is Premier's SWIFT code?

Where can I find Premier's wire transfer form?

What is the Premier address for deposits?

What Products Does Premier Offer

Does Premier offer mortgages?

Compare mortgage rates here.

Does Premier offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Premier offer auto and RV loans?

Compare auto loan rates here.

Does Premier offer student loans or personal loans?

Compare personal loan rates here.

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