This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.24% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,620 | 1,834 |
| 2 | 52,620 | 2,757 | 1,930 |
| 3 | 55,377 | 2,902 | 2,031 |
| 4 | 58,279 | 3,054 | 2,138 |
| 5 | 61,333 | 3,214 | 2,250 |
| 6 | 64,547 | 3,382 | 2,368 |
| 7 | 67,929 | 3,559 | 2,492 |
| 8 | 71,488 | 3,746 | 2,622 |
| 9 | 75,234 | 3,942 | 2,760 |
| 10 | 79,177 | 4,149 | 2,904 |
| 11 | 83,326 | 4,366 | 3,056 |
| 12 | 87,692 | 4,595 | 3,217 |
| 13 | 92,287 | 4,836 | 3,385 |
| 14 | 97,123 | 5,089 | 3,562 |
| 15 | 102,212 | 5,356 | 3,749 |
| 16 | 107,568 | 5,637 | 3,946 |
| 17 | 113,204 | 5,932 | 4,152 |
| 18 | 119,136 | 6,243 | 4,370 |
| 19 | 125,379 | 6,570 | 4,599 |
| 20 | 131,949 | 6,914 | 4,840 |
| TOTAL | $88,863 | $62,204 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
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5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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