Compare Savings vs. CDs
Comparison of Deposit Account from EVERYONE'S with 0.15% - May 2025


Long-Term Analysis of The Maries County Bank with 0.95% APY and EVERYONE'S with 0.15% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.95%
    -
    $50,000
    48 Month
    Bank
    1.16x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.95%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286
  • 2
    LOCAL SAVINGS
    0.15%
    -
    $50,000
    N.A.
    Credit Union
    0.68x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.15%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 76 53
    2 50,076 76 53
    3 50,151 76 53
    4 50,227 76 53
    5 50,303 76 53
    6 50,379 76 53
    7 50,455 76 53
    8 50,531 76 53
    9 50,607 76 53
    10 50,684 77 54
    11 50,760 77 54
    12 50,837 77 54
    13 50,914 77 54
    14 50,990 77 54
    15 51,067 77 54
    16 51,145 77 54
    17 51,222 77 54
    18 51,299 77 54
    19 51,377 78 54
    20 51,454 78 54
    TOTAL $1,532 $1,072

    All calculations are for demonstration purposes only.

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