Compare Savings vs. CDs
Comparison of Deposit Account from F A A with 0.43% - May 2024


Long-Term Analysis of F A A with 0.43% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.43%
    -
    $50,000
    12 Month
    Credit Union
    0.76x (National Avg. - 0.56%)
    $50,000
     
    SCENARIO
    Year Rate
    0.43%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 213 149
    2 50,213 213 149
    3 50,426 214 150
    4 50,640 215 151
    5 50,855 216 151
    6 51,072 217 152
    7 51,289 218 153
    8 51,507 219 153
    9 51,726 220 154
    10 51,945 221 155
    11 52,166 222 155
    12 52,388 223 156
    13 52,610 224 157
    14 52,834 225 157
    15 53,059 225 158
    16 53,284 226 159
    17 53,511 227 159
    18 53,738 228 160
    19 53,966 229 161
    20 54,196 230 161
    TOTAL $4,426 $3,098

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%.

    Last change: ↑0.46% on December 15, 2023.
    3 Month CD.

    Last change: ↑0.60% on April 19.
    Warning: Early Withdrawal Penalty is 12 Months interest.

    Last change: ↑0.20% on September 8, 2023.
    6 Month CD.

    Last change: ↓0.05% on March 15.
    3 Month CD.