This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.84% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 920 | 644 |
| 2 | 50,920 | 937 | 656 |
| 3 | 51,857 | 954 | 668 |
| 4 | 52,811 | 972 | 680 |
| 5 | 53,783 | 990 | 693 |
| 6 | 54,772 | 1,008 | 705 |
| 7 | 55,780 | 1,026 | 718 |
| 8 | 56,807 | 1,045 | 732 |
| 9 | 57,852 | 1,064 | 745 |
| 10 | 58,916 | 1,084 | 759 |
| 11 | 60,000 | 1,104 | 773 |
| 12 | 61,104 | 1,124 | 787 |
| 13 | 62,229 | 1,145 | 802 |
| 14 | 63,374 | 1,166 | 816 |
| 15 | 64,540 | 1,188 | 831 |
| 16 | 65,727 | 1,209 | 847 |
| 17 | 66,937 | 1,232 | 862 |
| 18 | 68,168 | 1,254 | 878 |
| 19 | 69,423 | 1,277 | 894 |
| 20 | 70,700 | 1,301 | 911 |
| TOTAL | $22,001 | $15,401 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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