Orlando, FL 32801

Notable Rates APY Vs.Others
Savings 0.10% 2.20% →
1-Year CD 0.70% 2.20% →
2-Year CD 0.90% 2.20% →
5-Year CD 1.61% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Fairwinds is an NCUA insured institution located in Orlando, FL. It was founded in 1949 and has approximately $2449.71 millions in assets.

Who can join?

Anyone living or working, and businesses located in Orange, Seminole, Volusia, Osceola, Polk, Brevard or Lake counties can open an account with Fairwinds. Accounts are also available to immediate family of members who live outside the seven eligible counties.

NCUA Insured Yes
Charter Number # # 68417
Date Established 1949
Assets $2,449.71 million
Loans $1,771.97 million
Deposits $2,138.57 million
Capital $274.31 million

Field of Membership Restrictions

Membership in Fairwinds Credit Union is open to those who live or work in Orange, Seminole, Volusia, Osceola, Polk, Brevard or Lake Counties in Florida and to faculty, staff, students, and alumni of the University of Central Florida.

Deposit Rates - February 25, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $10,000 $49,999 Learn MoreShow Less
Fixed IRA
0.70% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.45% $1,000 - Learn MoreShow Less
6 Mo CD
0.55% $1,000 - Learn MoreShow Less
Special: 7 Mo CD
1.77% $1,000 - Learn MoreShow Less
12 Mo CD
0.70% $1,000 - Learn MoreShow Less
24 Mo CD
0.90% $1,000 - Learn MoreShow Less
36 Mo CD
1.16% $1,000 - Learn MoreShow Less
48 Mo CD
1.41% $1,000 - Learn MoreShow Less
60 Mo CD
1.61% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.30% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $1 $9,999 Learn MoreShow Less

Loan Rates - February 25, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FAIRWINDS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
NMLS ID: 2890
License#: 13256
3.159% 3.125% 0.38 $1,085 $1,071 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Fairwinds branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Fairwinds Locations

Financial Details

Fairwinds Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fairwinds. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fairwinds U.S. Average
1.78% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Fairwinds had $4,096,089 in non-current loans and $992,876 in owned assets. To cover these potential losses it had $274,306,854 in net worth and $12,130,209 in loans loss reserves. That gives it a Texas Ratio of 1.78%.

Net Worth
Fairwinds U.S. Average
11.63% 13.65%

Fairwinds FCU has a net worth of 11.63% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Fairwinds

Branches and Savings

What is Fairwinds?

A federal credit union, registered with the NCUA under certificate #68417.
Learn more about credit unions here.

Is Fairwinds FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Fairwinds?

Please see Field of Membership information above for information on who is eligible to join.

What are Fairwinds's share account and share certificate rates?

Fairwinds's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Fairwinds?

Fairwinds has total capital of $274.31 million. Full information on Fairwinds's financial position is located above.

Who owns Fairwinds?

Credit Unions are owned by their members.

Where are Fairwinds branches located?

See branch locations nearby.

Are Fairwinds ATMs Open 24/7?

Do Fairwinds ATMs accept cash deposits?

Can Fairwinds customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Fairwinds have a mobile app?

Does Fairwinds have mobile deposit?

Does Fairwinds have quick pay?

How can Fairwinds transfer money to other banks or credit unions?

Does Fairwinds report to credit bureaus?

Does Fairwinds use Chexsystems?

Does Fairwinds use Equifax?

What is Fairwinds's toll free phone number?

What is Fairwinds's ACH Routing Number?

What is Fairwinds's SWIFT code?

Where can I find Fairwinds's wire transfer form?

What is the Fairwinds address for deposits?

What Products Does Fairwinds Offer

Does Fairwinds offer mortgages?

Compare mortgage rates here.

Does Fairwinds offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fairwinds offer auto and RV loans?

Compare auto loan rates here.

Does Fairwinds offer student loans or personal loans?

Compare personal loan rates here.

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