Compare Savings vs. CDs
Comparison of Deposit Account from FINANCIAL BUILDERS with 2.29% - November 2025


Long-Term Analysis of FINANCIAL BUILDERS with 2.29% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    2.29%
    -
    $50,000
    60 Month
    Credit Union
    2.48x (National Avg. - 0.92%)
    $500
     
    SCENARIO
    Year Rate
    2.29%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,145 802
    2 51,145 1,171 820
    3 52,316 1,198 839
    4 53,514 1,225 858
    5 54,740 1,254 877
    6 55,993 1,282 898
    7 57,276 1,312 918
    8 58,587 1,342 939
    9 59,929 1,372 961
    10 61,301 1,404 983
    11 62,705 1,436 1,005
    12 64,141 1,469 1,028
    13 65,610 1,502 1,052
    14 67,112 1,537 1,076
    15 68,649 1,572 1,100
    16 70,221 1,608 1,126
    17 71,829 1,645 1,151
    18 73,474 1,683 1,178
    19 75,157 1,721 1,205
    20 76,878 1,760 1,232
    TOTAL $28,638 $20,047

    All calculations are for demonstration purposes only.

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    ONLINE BANKS APY? MIN?

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