2024 Overview
General Credit Union Information
Campus Usa is an NCUA insured institution located in Gainesville, FL. It was founded in 1935 and has approximately $3175.08 millions in assets.
Who can join?
CAMPUS USA Credit Union serves residents of Alachua, Clay, Columbia, Gadsden, Jefferson, Lake, Leon, Madison, Marion, Sumter, Suwannee and Wakulla counties. If you live, work or attend school in any of these counties, then you may be eligible to join.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68391 |
| Date Established | 1935 |
| Assets | $3,175.08 million |
| Loans | $2,679.84 million |
| Deposits | $2,750.31 million |
| Capital | $392.92 million |
Field of Membership Restrictions
Membership in CAMPUS USA Credit Union is open to the following: (1) those who live in Alachua, Clay, Columbia, Gadsden, Jefferson, Lake, Leon, Madison, Marion, Sumter, Suwannee and Wakulla counties in Florida; (2) employees of UF Health or the University of Florida; (3) members of Marion County Humane Society, AAA South, University of Florida Alumni Association, or Matheson Historical Society.
Deposit Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.10% | $2,000 | $24,999 |
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|
| Savings
|
0.15% | $25,000 | $24,999 |
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|
| Savings
|
0.20% | $50,000 | $74,999 |
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|
| Savings
|
0.25% | $75,000 | - |
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|
|
Money Market
|
0.15% | $10,000 | $49,999 |
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|
|
Money Market
|
0.25% | $50,000 | $99,999 |
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|
|
Money Market
|
0.35% | $100,000 | $199,999 |
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|
|
Money Market
|
0.45% | $200,000 | $299,999 |
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|
|
Money Market
|
0.55% | $300,000 | $499,999 |
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|
|
Money Market
|
0.65% | $500,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
1.51% | $2,000 | $24,999 |
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|
| 6 Mo CD
|
1.76% | $25,000 | - |
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|
| 9 Month
|
1.76% | $2,000 | $24,999 |
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|
| 9 Month
|
2.02% | $25,000 | - |
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|
| 12 Mo CD
|
2.27% | $2,000 | $24,999 |
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|
| 12 Mo CD
|
2.53% | $25,000 | - |
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|
| 13 Month Special
|
4.35% | $25,000 | - |
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|
| 18 Mo CD
|
2.53% | $2,000 | $24,999 |
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|
| 18 Mo CD
|
2.78% | $25,000 | - |
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|
| 24 Mo CD
|
2.78% | $2,000 | $24,999 |
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|
| 24 Mo CD
|
4.50% | $25,000 | - |
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|
| 36 Mo CD
|
3.04% | $2,000 | $24,999 |
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|
| 36 Mo CD
|
3.30% | $25,000 | - |
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|
| 48 Mo CD
|
3.30% | $2,000 | $24,999 |
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|
| 48 Mo CD
|
3.56% | $25,000 | - |
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|
| 60 Mo CD
|
3.56% | $2,000 | $24,999 |
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|
| 60 Mo CD
|
3.82% | $25,000 | - |
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|
Loan Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Campus Usa
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.787% | 6.750% | 0.38 | $1,203 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Campus Usa
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Campus Usa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
CAMPUS USA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Campus Usa Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Campus Usa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Campus Usa | U.S. Average |
|---|---|
| 9.72% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Campus Usa had $38,164,815 in non-current loans and $1,267,686 in owned assets. To cover these potential losses it had $392,918,879 in net worth and $12,595,850 in loans loss reserves. That gives it a Texas Ratio of 9.72%.
Net Worth
| Campus Usa | U.S. Average |
|---|---|
| 12.35% | 13.62% |
Campus Usa FCU has a net worth of 12.35% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Campus Usa
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