PO BOX 147029
Gainesville, FL 32614


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68391
Date Established 1935
Assets $1,923.26 million
Loans $1,602.26 million
Deposits $1,646.19 million
Capital $231.53 million

Campus Usa is an NCUA insured institution located in Gainesville, FL. It was founded in 1935 and has approximately $1923.26 millions in assets.

Who can join?

CAMPUS USA Credit Union serves residents of Alachua, Clay, Columbia, Gadsden, Jefferson, Lake, Leon, Madison, Marion, Sumter, Suwannee and Wakulla counties. If you live, work or attend school in any of these counties, then you may be eligible to join.

Field of Membership Restrictions

Membership in CAMPUS USA Credit Union is open to the following: (1) those who live in Alachua, Clay, Columbia, Gadsden, Jefferson, Lake, Leon, Madison, Marion, Sumter, Suwannee and Wakulla counties in Florida; (2) employees of UF Health or the University of Florida; (3) members of Marion County Humane Society, AAA South, University of Florida Alumni Association, or Matheson Historical Society.

Deposit Rates - September 15, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $10,000 $49,999 Learn MoreShow Less
0.85% $2,000 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $2,000 $24,999 Learn MoreShow Less
3 Mo CD
0.55% $25,000 - Learn MoreShow Less
6 Mo CD
0.55% $2,000 $24,999 Learn MoreShow Less
6 Mo CD
0.70% $25,000 - Learn MoreShow Less
0.85% $2,000 $24,999 Learn MoreShow Less
12 Mo CD
1.00% $25,000 - Learn MoreShow Less
1.00% $2,000 $24,999 Learn MoreShow Less
1.11% $2,000 $24,999 Learn MoreShow Less
24 Mo CD
1.26% $25,000 - Learn MoreShow Less
1.26% $2,000 $24,999 Learn MoreShow Less
1.41% $2,000 $24,999 Learn MoreShow Less
1.56% $2,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $5 - Learn MoreShow Less

Loan Rates - September 15, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CAMPUS USA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Campus Usa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Campus Usa Locations

Financial Details

Campus Usa Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Campus Usa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Campus Usa U.S. Average
5.70% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Campus Usa had $13,558,770 in non-current loans and $68,970 in owned assets. To cover these potential losses it had $231,532,403 in net worth and $7,582,663 in loans loss reserves. That gives it a Texas Ratio of 5.70%.

Net Worth
Campus Usa U.S. Average
12.03% 13.47%

Campus Usa FCU has a net worth of 12.03% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Campus Usa

Branches and Savings

What is Campus Usa?

A federal credit union, registered with the NCUA under certificate #68391.
Learn more about credit unions here.

Is Campus Usa FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Campus Usa?

Please see Field of Membership information above for information on who is eligible to join.

What are Campus Usa's share account and share certificate rates?

Campus Usa's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Campus Usa?

Campus Usa has total capital of $231.53 million. Full information on Campus Usa's financial position is located above.

Who owns Campus Usa?

Credit Unions are owned by their members.

Where are Campus Usa branches located?

See branch locations nearby.

Are Campus Usa ATMs Open 24/7?

Do Campus Usa ATMs accept cash deposits?

Can Campus Usa customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Campus Usa have a mobile app?

Does Campus Usa have mobile deposit?

Does Campus Usa have quick pay?

How can Campus Usa transfer money to other banks or credit unions?

Does Campus Usa report to credit bureaus?

Does Campus Usa use Chexsystems?

Does Campus Usa use Equifax?

What is Campus Usa's toll free phone number?

What is Campus Usa's ACH Routing Number?

What is Campus Usa's SWIFT code?

Where can I find Campus Usa's wire transfer form?

What is the Campus Usa address for deposits?

What Products Does Campus Usa Offer

Does Campus Usa offer mortgages?

Compare mortgage rates here.

Does Campus Usa offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Campus Usa offer auto and RV loans?

Compare auto loan rates here.

Does Campus Usa offer student loans or personal loans?

Compare personal loan rates here.

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