Kokomo, IN 46902
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Notable Rates APY Vs.Others
Savings 0.10% 1.40% →
1-Year CD 0.80% 1.15% →
2-Year CD 0.89% 1.26% →
5-Year CD 1.13% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Financial Builders is an NCUA insured institution located in Kokomo, IN. It was founded in 1964 and has approximately $99.12 millions in assets.

NCUA Insured Yes
Charter Number # # 16213
Date Established 1964
Assets $99.12 million
Loans $85.49 million
Deposits $84.94 million
Capital $13.35 million

Field of Membership Restrictions

Membership is ope to those who live, work or worship in Howard and Tipton Counties.

Deposit Rates - July 5, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $5 - Learn More
Money Market
0.20% $6,500 $24,999 Learn More
Money Market
0.30% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.61% $500 - Learn More
6 Mo CD
0.72% $500 - Learn More
12 Mo CD
0.80% $500 - Learn More
24 Mo CD
0.89% $500 - Learn More
36 Mo CD
0.99% $500 - Learn More
48 Mo CD
1.03% $500 - Learn More
60 Mo CD
1.13% $500 - Learn More
Variable IRA Rates APY MIN MAX
0.75% $1 - Learn MoreShow Less
Fixed IRA
0.80% $500 - Learn MoreShow Less
Checking Rates APY MIN FEE
Kasasa Cash 3.00% $0 $0.00 Learn MoreShow Less

Loan Rates - July 5, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FINANCIAL BUILDERS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Financial Builders branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Builders Locations

Financial Details

Financial Builders Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financial Builders. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Financial Builders U.S. Average
3.63% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Financial Builders had $467,020 in non-current loans and $37,702 in owned assets. To cover these potential losses it had $13,347,697 in net worth and $565,821 in loans loss reserves. That gives it a Texas Ratio of 3.63%.

Net Worth
Financial Builders U.S. Average
13.46% 13.86%

Financial Builders FCU has a net worth of 13.46% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Financial Builders

Branches and Savings

What is Financial Builders?

A federal credit union, registered with the NCUA under certificate #16213.
Learn more about credit unions here.

Is Financial Builders FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Financial Builders?

Please see Field of Membership information above for information on who is eligible to join.

What are Financial Builders's share account and share certificate rates?

Financial Builders's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Financial Builders?

Financial Builders has total capital of $13.35 million. Full information on Financial Builders's financial position is located above.

Who owns Financial Builders?

Credit Unions are owned by their members.

Where are Financial Builders branches located?

See branch locations nearby.

Are Financial Builders ATMs Open 24/7?

Do Financial Builders ATMs accept cash deposits?

Can Financial Builders customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Financial Builders have a mobile app?

Does Financial Builders have mobile deposit?

Does Financial Builders have quick pay?

How can Financial Builders transfer money to other banks or credit unions?

Does Financial Builders report to credit bureaus?

Does Financial Builders use Chexsystems?

Does Financial Builders use Equifax?

What is Financial Builders's toll free phone number?

What is Financial Builders's ACH Routing Number?

What is Financial Builders's SWIFT code?

Where can I find Financial Builders's wire transfer form?

What is the Financial Builders address for deposits?

What Products Does Financial Builders Offer

Does Financial Builders offer mortgages?

Compare mortgage rates here.

Does Financial Builders offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Financial Builders offer auto and RV loans?

Compare auto loan rates here.

Does Financial Builders offer student loans or personal loans?

Compare personal loan rates here.

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