Compare Savings vs. CDs
Comparison of Deposit Account from First Community Credit Union of Houston, Texas with 2.80%
- October 2026
Long-Term Analysis of First Community Credit Union of Houston, Texas with 2.80% APY and First Community Credit Union of Houston, Texas with 4.75% APY and First Community Credit Union of Houston, Texas with 3.45% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL CD2.80%-$50,00018 MonthCredit Union4.83x (National Avg. - 0.58%)$500SCENARIO
Year Rate
2.80%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,400 980 2 51,400 1,439 1,007 3 52,839 1,479 1,036 4 54,319 1,521 1,065 5 55,840 1,564 1,094 6 57,403 1,607 1,125 7 59,010 1,652 1,157 8 60,663 1,699 1,189 9 62,361 1,746 1,222 10 64,107 1,795 1,257 11 65,902 1,845 1,292 12 67,748 1,897 1,328 13 69,645 1,950 1,365 14 71,595 2,005 1,403 15 73,599 2,061 1,443 16 75,660 2,118 1,483 17 77,779 2,178 1,524 18 79,956 2,239 1,567 19 82,195 2,301 1,611 20 84,497 2,366 1,656 TOTAL $36,862 $25,804 - 2LOCAL CD4.75%-$50,0009 MonthCredit UnionN.A.$100,000SCENARIO
Year Rate
4.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,375 1,663 2 52,375 2,488 1,741 3 54,863 2,606 1,824 4 57,469 2,730 1,911 5 60,199 2,859 2,002 6 63,058 2,995 2,097 7 66,053 3,138 2,196 8 69,191 3,287 2,301 9 72,477 3,443 2,410 10 75,920 3,606 2,524 11 79,526 3,777 2,644 12 83,304 3,957 2,770 13 87,261 4,145 2,901 14 91,406 4,342 3,039 15 95,747 4,548 3,184 16 100,295 4,764 3,335 17 105,059 4,990 3,493 18 110,050 5,227 3,659 19 115,277 5,476 3,833 20 120,753 5,736 4,015 TOTAL $76,488 $53,542 - 3LOCAL CD3.45%-$50,00010 MonthCredit UnionN.A.$100,000SCENARIO
Year Rate
3.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,725 1,208 2 51,725 1,785 1,249 3 53,510 1,846 1,292 4 55,356 1,910 1,337 5 57,265 1,976 1,383 6 59,241 2,044 1,431 7 61,285 2,114 1,480 8 63,399 2,187 1,531 9 65,586 2,263 1,584 10 67,849 2,341 1,639 11 70,190 2,422 1,695 12 72,612 2,505 1,754 13 75,117 2,592 1,814 14 77,708 2,681 1,877 15 80,389 2,773 1,941 16 83,162 2,869 2,008 17 86,032 2,968 2,078 18 89,000 3,070 2,149 19 92,070 3,176 2,223 20 95,247 3,286 2,300 TOTAL $48,533 $33,973
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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