Po Box 840129
Houston, TX 77284
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First Community Credit Union Of Houston, Texas is an NCUA insured institution located in Houston, TX. It was founded in 1954 and has approximately $2956.25 millions in assets.
Who can join?
Individuals that live, work, worship or go to school within Harris County.
Individuals that live, or work within Fort Bend County and parts of Tomball
Individuals that have a family member who is currently a member with FCCU
Individuals that work for a Select Employer Group (SEG) company
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66818 |
| Date Established | 1954 |
| Assets | $2,956.25 million |
| Loans | $2,257.45 million |
| Deposits | $2,075.72 million |
| Capital | $239.02 million |
Your Current Location: Arizona, AZ 85001
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.15% | $100 | $24,999 |
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|
| Regular
|
0.25% | $25,000 | $49,999 |
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|
| Regular
|
0.35% | $50,000 | - |
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|
|
Money Market
|
0.95% | $25,000 | $99,999 |
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|
|
Money Market
|
1.20% | $100,000 | $199,999 |
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|
|
Money Market
|
1.45% | $200,000 | $499,999 |
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|
|
Money Market
|
1.95% | $500,000 | $999,999 |
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|
|
Money Market
|
2.45% | $1,000,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
3.25% | $500 | $100,000 |
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|
| 6 Mo CD
|
3.30% | $100,000 | - |
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|
| 9 Month
|
4.75% | $500 | $100,000 |
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|
| 9 Month
|
4.75% | $100,000 | - |
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|
| 10 Month
|
3.40% | $500 | $100,000 |
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|
| 10 Month
|
3.45% | $100,000 | - |
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|
| 12 Mo CD
|
3.00% | $500 | $100,000 |
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|
| 12 Mo CD
|
3.05% | $100,000 | - |
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|
| 18 Mo CD
|
2.80% | $500 | $100,000 |
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|
| 18 Mo CD
|
2.85% | $100,000 | - |
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|
| 19 Month
|
4.05% | $500 | $100,000 |
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|
| 19 Month
|
4.10% | $100,000 | - |
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|
| 24 Mo CD
|
2.70% | $500 | $100,000 |
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|
| 24 Mo CD
|
2.75% | $100,000 | - |
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|
| 36 Mo CD
|
2.70% | $500 | $100,000 |
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|
| 36 Mo CD
|
2.75% | $100,000 | - |
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|
| 48 Mo CD
|
2.80% | $500 | $100,000 |
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|
| 48 Mo CD
|
2.85% | $100,000 | - |
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|
| 60 Mo CD
|
3.05% | $500 | $100,000 |
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|
| 60 Mo CD
|
3.10% | $100,000 | - |
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|
| 7 Year
|
2.70% | $500 | $100,000 |
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|
| 7 Year
|
2.75% | $100,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
0.15% | $100 | $24,999 | Learn More |
| IRA Savings
|
0.25% | $25,000 | $49,999 | Learn More |
| IRA Savings
|
0.35% | $50,000 | - | Learn More |
Your Current Location: Arizona, AZ 85001
There are currently no loan rates available for First Community Credit Union of Houston, Texas
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Note to First Community Credit Union of Houston, Texas
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Below are First Community Credit Union Of Houston, Texas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Phoenix,Arizona
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 599.29 | A | View Lobby Hours | |
| 897.98 | B | View Lobby Hours | |
| 900.27 | C | View Lobby Hours | |
| 901.22 | D | View Lobby Hours | |
| 901.54 | E | View Lobby Hours | |
| 901.71 | F | View Lobby Hours | |
| 902.09 | G | View Lobby Hours | |
| 902.79 | H | View Lobby Hours | |
| 905.31 | I | View Lobby Hours | |
| 905.31 | J | View Lobby Hours | |
| 906.82 | K | View Lobby Hours | |
| 906.83 | L | View Lobby Hours | |
| 909.08 | M | View Lobby Hours | |
| 909.84 | N | View Lobby Hours | |
| 911.49 | O | View Lobby Hours | |
| 912.87 | P | View Lobby Hours | |
| 913.25 | Q | View Lobby Hours | |
| 917.22 | R | View Lobby Hours | |
| 2079.42 | S | View Lobby Hours |
FIRST COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of First Community Credit Union Of Houston, Texas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| First Community Credit Union Of Houston, Texas | U.S. Average |
|---|---|
| 15.65% | 6.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2025, First Community Credit Union Of Houston, Texas had $32,351,398 in non-current loans and $5,500,921 in owned assets. To cover these potential losses it had $239,015,861 in net worth and $2,856,804 in loans loss reserves. That gives it a Texas Ratio of 15.65%.
| First Community Credit Union Of Houston, Texas | U.S. Average |
|---|---|
| 8.09% | 14.48% |
First Community Credit Union Of Houston, Texas FCU has a net worth of 8.09% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on October 5, 2026
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