Compare Savings vs. CDs
Comparison of Deposit Account from FIRST FLIGHT with 3.45%
- September 2026
Long-Term Analysis of CROSSROADS with 0.40% APY and FIRST FLIGHT with 3.76% APY and FIRST FLIGHT with 3.66% APY and FIRST FLIGHT with 3.45% APY and FIRST FLIGHT with 1.00% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.40%-$50,00012 MonthCredit Union0.73x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 200 140 2 50,200 201 141 3 50,401 202 141 4 50,602 202 142 5 50,805 203 142 6 51,008 204 143 7 51,212 205 143 8 51,417 206 144 9 51,623 206 145 10 51,829 207 145 11 52,036 208 146 12 52,245 209 146 13 52,454 210 147 14 52,663 211 147 15 52,874 211 148 16 53,085 212 149 17 53,298 213 149 18 53,511 214 150 19 53,725 215 150 20 53,940 216 151 TOTAL $4,156 $2,909 - 2LOCAL CD3.76%-$50,00012 MonthCredit Union6.85x (National Avg. - 0.55%)$500SCENARIO
Year Rate
3.76%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,880 1,316 2 51,880 1,951 1,365 3 53,831 2,024 1,417 4 55,855 2,100 1,470 5 57,955 2,179 1,525 6 60,134 2,261 1,583 7 62,395 2,346 1,642 8 64,741 2,434 1,704 9 67,175 2,526 1,768 10 69,701 2,621 1,835 11 72,322 2,719 1,904 12 75,041 2,822 1,975 13 77,863 2,928 2,049 14 80,790 3,038 2,126 15 83,828 3,152 2,206 16 86,980 3,270 2,289 17 90,250 3,393 2,375 18 93,644 3,521 2,465 19 97,165 3,653 2,557 20 100,818 3,791 2,654 TOTAL $54,609 $38,226 - 3LOCAL CD3.66%-$50,00018 MonthCredit Union6.33x (National Avg. - 0.58%)$500SCENARIO
Year Rate
3.66%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,830 1,281 2 51,830 1,897 1,328 3 53,727 1,966 1,376 4 55,693 2,038 1,427 5 57,732 2,113 1,479 6 59,845 2,190 1,533 7 62,035 2,270 1,589 8 64,306 2,354 1,648 9 66,659 2,440 1,708 10 69,099 2,529 1,770 11 71,628 2,622 1,835 12 74,249 2,718 1,902 13 76,967 2,817 1,972 14 79,784 2,920 2,044 15 82,704 3,027 2,119 16 85,731 3,138 2,196 17 88,869 3,253 2,277 18 92,121 3,372 2,360 19 95,493 3,495 2,447 20 98,988 3,623 2,536 TOTAL $52,611 $36,828 - 4LOCAL CD3.45%-$50,00036 MonthCredit Union4.55x (National Avg. - 0.76%)$500SCENARIO
Year Rate
3.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,725 1,208 2 51,725 1,785 1,249 3 53,510 1,846 1,292 4 55,356 1,910 1,337 5 57,265 1,976 1,383 6 59,241 2,044 1,431 7 61,285 2,114 1,480 8 63,399 2,187 1,531 9 65,586 2,263 1,584 10 67,849 2,341 1,639 11 70,190 2,422 1,695 12 72,612 2,505 1,754 13 75,117 2,592 1,814 14 77,708 2,681 1,877 15 80,389 2,773 1,941 16 83,162 2,869 2,008 17 86,032 2,968 2,078 18 89,000 3,070 2,149 19 92,070 3,176 2,223 20 95,247 3,286 2,300 TOTAL $48,533 $33,973 - 5LOCAL MONEY MARKET1.00%-$50,000N.A.Credit Union1.32x (National Avg. - 0.76%)$1,000SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
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Last change: ↑1.20% on August 6. |
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