First Flight


1815 Kildaire Farm Rd, Suite A
Cary, NC 27518
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.75% 0.70% →
2-Year CD 0.85% 0.75% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

First Flight is an NCUA insured institution located in Cary, NC. It was founded in 1952 and has approximately $212.31 millions in assets.

Who can join?

Family members of members of the credit union are eligible to join.
If you are associated with a select group, then you're also eligible to join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 7870
Date Established 1952
Assets $212.31 million
Loans $94.16 million
Deposits $182.75 million
Capital $27.49 million

Field of Membership Restrictions

Membership in First Flight Federal Credit Union is open to anyone through a donation to the Capital Area Preservation Club, Holly Springs Arts Council, or Beaufort Historical Society. Membership is also open to those who live, work, or worship in Lenoir County, Pitt County, the New Bern community, or the Havelock community or those who have electric service through Carteret-Craven EMC.

Deposit Rates - August 1, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 1, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST FLIGHT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.465% 3.375% 0.63 $2,812 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are First Flight branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

First Flight Locations

Financial Details

First Flight Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Flight. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Flight U.S. Average
2.09% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, First Flight had $458,101 in non-current loans and $126,056 in owned assets. To cover these potential losses it had $27,490,138 in net worth and $501,630 in loans loss reserves. That gives it a Texas Ratio of 2.09%.

Net Worth
First Flight U.S. Average
12.94% 12.20%

First Flight FCU has a net worth of 12.94% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Flight

Branches and Savings

What is First Flight?

A federal credit union, registered with the NCUA under certificate #7870.
Learn more about credit unions here.

Is First Flight FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. First Flight is insured by the NCUA.

Who can join First Flight?

Please see Field of Membership information above for information on who is eligible to join.

What are First Flight's share account and share certificate rates?

First Flight's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Flight?

First Flight has total capital of $27.49 million. Full information on First Flight's financial position is located above.

Who owns First Flight?

Credit Unions are owned by their members.

Where are First Flight branches located?

See branch locations nearby.

Are First Flight ATMs Open 24/7?

Do First Flight ATMs accept cash deposits?

Can First Flight customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Flight have a mobile app?

Does First Flight have mobile deposit?

Does First Flight have quick pay?

How can First Flight transfer money to other banks or credit unions?

Does First Flight report to credit bureaus?

Does First Flight use Chexsystems?

Does First Flight use Equifax?

What is First Flight's toll free phone number?

What is First Flight's ACH Routing Number?

What is First Flight's SWIFT code?

Where can I find First Flight's wire transfer form?

What is the First Flight address for deposits?

What Products Does First Flight Offer

Does First Flight offer mortgages?

Compare mortgage rates here.

Does First Flight offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Flight offer auto and RV loans?

Compare auto loan rates here.

Does First Flight offer student loans or personal loans?

Compare personal loan rates here.

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