Compare Savings vs. CDs
Comparison of Deposit Account from FIRST FLORIDA with 0.89%
- October 2026
Long-Term Analysis of FIRST FLORIDA with 0.89% APY and ABNB with 1.00% APY and OUR COMMUNITY with 0.59% APY and LANDMARK with 4.40% APY and ONPOINT COMMUNITY with 0.00% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.89%-$50,00024 MonthCredit Union1.34x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.89%Annual
InterestAnnual Interest
(After Tax)1 50,000 445 312 2 50,445 449 314 3 50,894 453 317 4 51,347 457 320 5 51,804 461 323 6 52,265 465 326 7 52,730 469 329 8 53,199 473 331 9 53,673 478 334 10 54,151 482 337 11 54,633 486 340 12 55,119 491 343 13 55,609 495 346 14 56,104 499 350 15 56,604 504 353 16 57,107 508 356 17 57,616 513 359 18 58,128 517 362 19 58,646 522 365 20 59,168 527 369 TOTAL $9,694 $6,786 - 2LOCAL CD1.00%-$50,00024 MonthCredit Union1.51x (National Avg. - 0.66%)$100,000SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707 - 3LOCAL CD0.59%-$50,00012 MonthCredit Union1.07x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.59%Annual
InterestAnnual Interest
(After Tax)1 50,000 295 207 2 50,295 297 208 3 50,592 298 209 4 50,890 300 210 5 51,190 302 211 6 51,493 304 213 7 51,796 306 214 8 52,102 307 215 9 52,409 309 216 10 52,719 311 218 11 53,030 313 219 12 53,342 315 220 13 53,657 317 222 14 53,974 318 223 15 54,292 320 224 16 54,613 322 226 17 54,935 324 227 18 55,259 326 228 19 55,585 328 230 20 55,913 330 231 TOTAL $6,243 $4,370 - 4LOCAL CD4.40%-$50,00048 MonthCredit Union5.35x (National Avg. - 0.82%)$500SCENARIO
Year Rate
4.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,200 1,540 2 52,200 2,297 1,608 3 54,497 2,398 1,679 4 56,895 2,503 1,752 5 59,398 2,614 1,829 6 62,012 2,729 1,910 7 64,740 2,849 1,994 8 67,589 2,974 2,082 9 70,563 3,105 2,173 10 73,667 3,241 2,269 11 76,909 3,384 2,369 12 80,293 3,533 2,473 13 83,825 3,688 2,582 14 87,514 3,851 2,695 15 91,364 4,020 2,814 16 95,384 4,197 2,938 17 99,581 4,382 3,067 18 103,963 4,574 3,202 19 108,537 4,776 3,343 20 113,313 4,986 3,490 TOTAL $68,299 $47,809 - 5LOCAL CD0.00%-$50,00024 MonthCredit Union0.00x (National Avg. - 0.66%)$1,000SCENARIO
Year Rate
0.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 0 0 2 50,000 0 0 3 50,000 0 0 4 50,000 0 0 5 50,000 0 0 6 50,000 0 0 7 50,000 0 0 8 50,000 0 0 9 50,000 0 0 10 50,000 0 0 11 50,000 0 0 12 50,000 0 0 13 50,000 0 0 14 50,000 0 0 15 50,000 0 0 16 50,000 0 0 17 50,000 0 0 18 50,000 0 0 19 50,000 0 0 20 50,000 0 0 TOTAL $0 $0
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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