First Florida Credit Union

Headquarters

P.o. Box 43310
Jacksonville, FL 32203
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 5.55% →
1-Year CD 2.75% 5.38% →
2-Year CD 0.89% 4.95% →
5-Year CD 1.29% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

First Florida is an NCUA insured institution located in Jacksonville, FL. It was founded in 1950 and has approximately $1387.81 millions in assets.

Who can join?

Membership is open to anyone who lives or works in any of the following Florida counties: Baker, Broward, Clay, Duval, Flagler, Gadsden, Hillsborough, Jefferson, Leon, Madison, Miami-Dade, Nassau, Orange, Seminole, St. Johns, and Wakulla.

Additionally, state of Florida employees, the employees of CSX Transportation, and other specified companies (Select Employee Groups) are also eligible to join.

NCUA Insured Yes / State-Chartered
Charter Number # # 61170
Date Established 1950
Assets $1,387.81 million
Loans $882.90 million
Deposits $1,092.56 million
Capital $176.34 million
 

Field of Membership Restrictions

Membership in First Florida Credit Union is open to those who live or work in Baker, Bradford, Broward, Clay, Columbia, Duval, Flagler, Franklin, Gadsden, Hillsborough, Jackson, Jefferson, Leon, Liberty, Madison, Miami-Dade, Nassau, Orange, Palm Beach, Pinellas, Saint Johns, Seminole, Taylor, Union, Volusia, and Wakulla Counties in Florida. Membership is also open to employees of the state of Florida, CSX Corporation and other area Select Employer Groups.

Deposit Rates - July 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.10% $0 $49,999 Learn More
Savings
0.20% $50,000 - Learn More
Money Market
1.09% $2,500 - Learn More
Money Market
1.39% $25,000 - Learn More
Money Market
1.49% $50,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.70% $1,000 - Learn More
12 Mo CD
2.75% $1,000 - Learn More
18 Mo CD
2.75% $1,000 - Learn More
24 Mo CD
0.89% $10,000 $14,999 Learn More
24 Mo CD
0.89% $100,000 $199,999 Learn More
30 Mo CD
0.89% $10,000 $14,999 Learn More
30 Mo CD
0.89% $100,000 $199,999 Learn More
36 Mo CD
1.19% $10,000 $14,999 Learn More
36 Mo CD
1.19% $100,000 $199,999 Learn More
48 Mo CD
1.29% $10,000 $14,999 Learn More
48 Mo CD
1.29% $100,000 $199,999 Learn More
60 Mo CD
1.29% $10,000 $14,999 Learn More
60 Mo CD
1.29% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
INTCK
0.20% $0 $9,999 Learn MoreShow Less
INTCK
0.25% $10,000 $99,999 Learn MoreShow Less
Premium Interest Checking
0.30% $100,000 - Learn MoreShow Less

Loan Rates - July 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for First Florida

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.711% 6.625% 0.63 $2,850 $2,049 Learn More
New American Funding, LLC.
NMLS ID: 6606
6.831% 6.740% 0.88 $2,989 $2,074 Learn More
Rocket Mortgage
NMLS ID: 3030
7.076% 6.990% 0.88 $2,800 $2,127 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to First Florida
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are First Florida branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Policy and Initiatives

FIRST FLORIDA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

First Florida Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Florida. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Florida U.S. Average
4.46% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, First Florida had $7,832,080 in non-current loans and $208,164 in owned assets. To cover these potential losses it had $176,343,297 in net worth and $3,755,249 in loans loss reserves. That gives it a Texas Ratio of 4.46%.

Net Worth
First Florida U.S. Average
12.67% 13.65%

First Florida FCU has a net worth of 12.67% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for First Florida


  • July 7, 2019

    CDs 13 Month Rates

    wrong rate!


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