FIRST FLORIDA

P.O. BOX 43310
Jacksonville, FL 32203

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 61170
Date Established 1950
Assets $979.67 million
Loans $625.33 million
Deposits $707.86 million
Capital $139.30 million

First Florida is an NCUA insured institution located in Jacksonville, FL. It was founded in 1950 and has approximately $979.67 millions in assets.

Who can join?

Membership is open to anyone who lives or works in any of the following Florida counties: Baker, Broward, Clay, Duval, Flagler, Gadsden, Hillsborough, Jefferson, Leon, Madison, Miami-Dade, Nassau, Orange, Seminole, St. Johns, and Wakulla.

Additionally, state of Florida employees, the employees of CSX Transportation, and other specified companies (Select Employee Groups) are also eligible to join.

Field of Membership Restrictions

Membership in First Florida Credit Union is open to those who live or work in Baker, Bradford, Broward, Clay, Columbia, Duval, Flagler, Franklin, Gadsden, Hillsborough, Jackson, Jefferson, Leon, Liberty, Madison, Miami-Dade, Nassau, Orange, Palm Beach, Pinellas, Saint Johns, Seminole, Taylor, Union, Volusia, and Wakulla Counties in Florida. Membership is also open to employees of the state of Florida, CSX Corporation and other area Select Employer Groups.

Deposit Rates - July 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 - Learn MoreShow Less
Premium Money Market Account
0.45% $25,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.89% $1,000 - Learn MoreShow Less
Special: 9 Mo FIRA
2.19% $1,000 - Learn MoreShow Less
Special: 13 Mo FIRA
2.69% $50,000 - Learn MoreShow Less
Special: 22 Mo FIRA
2.79% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.19% $1,000 - Learn MoreShow Less
6 Mo CD
1.49% $1,000 - Learn MoreShow Less
Special: 9 Mo CD
2.19% $1,000 - Learn MoreShow Less
12 Mo CD
1.89% $1,000 - Learn MoreShow Less
Special: 13 Mo CD
2.69% $50,000 - Learn MoreShow Less
18 Mo CD
1.99% $1,000 - Learn MoreShow Less
Special: 22 Mo CD
2.79% $1,000 - Learn MoreShow Less
24 Mo CD
2.19% $1,000 - Learn MoreShow Less
30 Mo CD
2.19% $1,000 - Learn MoreShow Less
36 Mo CD
2.29% $1,000 - Learn MoreShow Less
48 Mo CD
2.39% $1,000 - Learn MoreShow Less
60 Mo CD
2.69% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $101 $1,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.35% $1 $9,999 Learn MoreShow Less

Loan Rates - July 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST FLORIDA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.756% 3.750% 0.13 $175 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to FIRST FLORIDA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are First Florida branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Florida Locations


Financial Details

First Florida Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Florida. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Florida U.S. Average
3.15% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, First Florida had $4,306,881 in non-current loans and $175,467 in owned assets. To cover these potential losses it had $139,300,578 in net worth and $3,070,794 in loans loss reserves. That gives it a Texas Ratio of 3.15%.

Net Worth
First Florida U.S. Average
14.21% 13.47%

First Florida FCU has a net worth of 14.21% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About First Florida

Branches and Savings

What is First Florida?

A federal credit union, registered with the NCUA under certificate #61170.
Learn more about credit unions here.

Is First Florida FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First Florida?

Please see Field of Membership information above for information on who is eligible to join.

What are First Florida's share account and share certificate rates?

First Florida's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First Florida?

First Florida has total capital of $139.30 million. Full information on First Florida's financial position is located above.

Who owns First Florida?

Credit Unions are owned by their members.

Where are First Florida branches located?

See branch locations nearby.

Are First Florida ATMs Open 24/7?

Do First Florida ATMs accept cash deposits?

Can First Florida customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First Florida have a mobile app?

Does First Florida have mobile deposit?

Does First Florida have quick pay?

How can First Florida transfer money to other banks or credit unions?

Does First Florida report to credit bureaus?

Does First Florida use Chexsystems?

Does First Florida use Equifax?

What is First Florida's toll free phone number?

What is First Florida's ACH Routing Number?

What is First Florida's SWIFT code?

Where can I find First Florida's wire transfer form?

What is the First Florida address for deposits?

What Products Does First Florida Offer

Does First Florida offer mortgages?

Compare mortgage rates here.

Does First Florida offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Florida offer auto and RV loans?

Compare auto loan rates here.

Does First Florida offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for First Florida


  • ted

    July 07, 2019

    CDs 13 Month Rates

    wrong rate!

Add Your Review

Rate it here →