P.O. BOX 43310
Jacksonville, FL 32203


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 61170
Date Established 1950
Assets $894.94 million
Loans $589.40 million
Deposits $646.96 million
Capital $134.11 million

First Florida is an NCUA insured institution located in Jacksonville, FL. It was founded in 1950 and has approximately $894.94 millions in assets.

Who can join?

Membership is open to anyone who lives or works in any of the following Florida counties: Baker, Broward, Clay, Duval, Flagler, Gadsden, Hillsborough, Jefferson, Leon, Madison, Miami-Dade, Nassau, Orange, Seminole, St. Johns, and Wakulla.

Additionally, state of Florida employees, the employees of CSX Transportation, and other specified companies (Select Employee Groups) are also eligible to join.

Field of Membership Restrictions

Membership in First Florida Credit Union is open to those who live or work in Baker, Bradford, Broward, Clay, Columbia, Duval, Flagler, Franklin, Gadsden, Hillsborough, Jackson, Jefferson, Leon, Liberty, Madison, Miami-Dade, Nassau, Orange, Palm Beach, Pinellas, Saint Johns, Seminole, Taylor, Union, Volusia, and Wakulla Counties in Florida. Membership is also open to employees of the state of Florida, CSX Corporation and other area Select Employer Groups.

Deposit Rates - January 20, 2019

Your Current Location: Washington, WA 98101

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 - Learn MoreShow Less
Premium Money Market Account
0.45% $25,000 - Learn MoreShow Less
Fixed IRA
1.89% $1,000 - Learn MoreShow Less
Special: 9 Mo FIRA
2.19% $1,000 - Learn MoreShow Less
Special: 13 Mo FIRA
2.89% $50,000 - Learn MoreShow Less
Special: 22 Mo FIRA
2.99% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.19% $1,000 - Learn MoreShow Less
6 Mo CD
1.49% $1,000 - Learn MoreShow Less
Special: 9 Mo CD
2.19% $1,000 - Learn MoreShow Less
12 Mo CD
1.89% $1,000 - Learn MoreShow Less
Special: 13 Mo CD
2.89% $50,000 - Learn MoreShow Less
18 Mo CD
1.99% $1,000 - Learn MoreShow Less
Special: 22 Mo CD
2.99% $1,000 - Learn MoreShow Less
24 Mo CD
2.19% $1,000 - Learn MoreShow Less
30 Mo CD
2.19% $1,000 - Learn MoreShow Less
36 Mo CD
2.29% $1,000 - Learn MoreShow Less
48 Mo CD
2.39% $1,000 - Learn MoreShow Less
60 Mo CD
2.69% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.15% $101 $1,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.35% $1 - Learn MoreShow Less

Loan Rates - January 20, 2019

Your Current Location: Washington, WA 98101

There are currently no loan rates available for FIRST FLORIDA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: CL-2925. NMLSID#2925
4.276% 4.250% 0.25 $775 $1,230 Learn More
Vantage Mortgage Group, Inc.
NMLS ID: 35986
License#: 35986
4.532% 4.500% 0.00 $993 $1,267 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender Rate (%) Monthly Payment Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are First Florida branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

First Florida Locations

Financial Details

First Florida Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Florida. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Florida U.S. Average
2.47% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, First Florida had $3,311,309 in non-current loans and $71,962 in owned assets. To cover these potential losses it had $134,111,636 in net worth and $2,949,439 in loans loss reserves. That gives it a Texas Ratio of 2.47%.

Net Worth
First Florida U.S. Average
14.98% 13.21%

First Florida FCU has a net worth of 14.98% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for FIRST FLORIDA

There are currently no comments for FIRST FLORIDA. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →

*All images, logos and public notes on this page appear courtesy of FIRST FLORIDA and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.