This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.49% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 745 | 522 |
| 2 | 50,745 | 756 | 529 |
| 3 | 51,501 | 767 | 537 |
| 4 | 52,268 | 779 | 545 |
| 5 | 53,047 | 790 | 553 |
| 6 | 53,838 | 802 | 562 |
| 7 | 54,640 | 814 | 570 |
| 8 | 55,454 | 826 | 578 |
| 9 | 56,280 | 839 | 587 |
| 10 | 57,119 | 851 | 596 |
| 11 | 57,970 | 864 | 605 |
| 12 | 58,834 | 877 | 614 |
| 13 | 59,710 | 890 | 623 |
| 14 | 60,600 | 903 | 632 |
| 15 | 61,503 | 916 | 641 |
| 16 | 62,419 | 930 | 651 |
| 17 | 63,349 | 944 | 661 |
| 18 | 64,293 | 958 | 671 |
| 19 | 65,251 | 972 | 681 |
| 20 | 66,223 | 987 | 691 |
| TOTAL | $17,210 | $12,047 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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